Vodafone has launched a mobile wallet in Spain, with Germany, Italy and the U.K. to follow. The Vodafone Wallet app lets customers pay for everyday goods and can also hold travel cards, loyalty cards, gift cards and vouchers.

In partnership with Visa, the British telco developed SmartPass, the first mobile payment app available for the wallet. SmartPass uses funds loaded from a bank account and enables customers to pay with smartphones at any Visa contactless payment terminal.

The Vodafone Wallet uses near field communications technology and equivalent EMV-compliant payment technologies. Personal details are stored securely on a SIM card, which can be wiped remotely, the company said.

The solution will initially be available for NFC-enabled smartphones from Samsung, Sony and HTC, and Vodafone said an NFC tag can be attached to non-NFC phones.

Learn more about mobile/digital wallets.