Merrillville, Ind.-based Centier Bank has implemented new mobile banking functionality from Computer Services Inc. that will allow customers to manage debit cards from their mobile devices. A new mobile application enhancement from CSI, called Card On/Off, lets users manually enable or disable their debit cards within the bank’s mobile app.

In the event of a misplaced debit card, the user can toggle a switch in the CSI app to disable the card. Should the card then be found — say, under the car seat or in a coat pocket — the user can then easily re-activate by toggling it back on in the app.

Card On/Off functionality offers the user the cardholder an intermediate step before notifying the bank to cancel the card. This prevents misuse of the card if it's been stolen, as well as the inconvenience of replacing it if it's simply been mislaid.

“For as long as debit cards have been around, banks and bank customers alike have consistently focused on protecting themselves by adequately managing potential fraud,” said Bob Buhle, senior partner at Centier Bank. “With the introduction of CSI’s Card On/Off functionality, we are giving our mobile customers an extra layer of protection that they can fully control themselves. This functionality allows them to respond quickly to a potentially lost or stolen card, significantly reducing the possibility of fraudulent transactions and other inconveniences.”

The new Card On/Off functionality integrates with CSI’s standard mobile app capabilities, which include bill pay and account transfers. CSI is the first core processor to provide customers with added card management and security features within a single program, the company said.

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