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Jumio adds biometric tech to mobile consumer verification product

The company's Face Match feature compares the customer's live face against a photo ID to produce a 'likelihood-of-match' score.

Jumio Inc., an online and mobile credentials management company has added enhancements to its proprietary ID card scanning service, Netverify, according to an announcement. Netverify provides businesses using mobile and online channels an accurate and efficient way to authenticate the identity credentials of their customers or prospects.

The new release features a brand new ID image-capturing technology, which allows users to position their ID any which way within their camera view. This enhanced template-matching capability automatically detects the ID edges, rotates, and accurately crops it in the frame, regardless of the angle at which the user is holding the ID. This results in a higher scan-acquisition rate, according to the announcement. 

To ensure that the person presenting the ID to the device camera is in fact the individual featured in the ID, Jumio's Face Match technology compares the customer's face with the photo on the ID and produces a likelihood-of-match score. The latest release now provides enhanced liveness detection technology, which is designed to detect even the slightest facial movements when customers present their face to their device camera. This guards against use of IDs that are actually bona fide but might have been stolen or otherwise are being presented without the owner’s permission.

Liveness detection ensures that the person is actually present and precludes a criminal’s attempt to beat the Face Match process by presenting a static photo image of the individual, according to the announcement. 

Netverify has become an ID authentication standard in industries such as financial services, travel, gaming and the sharing economy. The company helps businesses meet KYC and ID verification requirements by authenticating and extracting data from IDs such as driver licenses, passports, or identity cards issued by over 120 countries, the announcement said.  

"Continued instances of fraudulent transactions, hacks, and breaches have created the need for better ways to authenticate consumers," said Jumio CEO Daniel Mattes. “Our mission is twofold: to create a transaction environment that minimizes the likelihood of identity fraud; and to improve the consumer experience while doing so.” 

The Netverify update also has front-side optical character recognition, improved extraction of 2D barcode scanning for U.S. driver's licenses, better blurriness detection, and an enhanced user interface. Netverify is available for iOS and Android mobile apps, websites and the mobile Web with the new template-matching technology and liveness detector available today in the EU and in the U.S. in March.  The liveness detection feature is available for iOS only.