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How PSD2 may ripple across the sea

How PSD2 may ripple across the sea

What we know is that PSD2 has profound implications for the e-commerce landscape across Europe. However, the implications may reach across the Atlantic, as U.S. merchant with cross-border ambitions need to take notice.

Enabling e-commerce and m-commerce in Latin America

Enabling e-commerce and m-commerce in Latin America

The e-commerce market in Latin America presents enormous potential for retailers. Despite the possibilities, there are a number of unique challenges that retailers and payments companies need to be aware of before making such a commitment.

Lunar New Year, mobile wallets and the online imperative in China

Lunar New Year, mobile wallets and the online imperative in China

Lunar New Year has grown to become one of the most important market opportunities in the world of e-commerce. Everyone in the global payment ecosystem needs to consider this holiday shopping period as a metric for global e-commerce performance.

Maintaining a competitive advantage in the banking space

Maintaining a competitive advantage in the banking space

Bátiz-Lazo, departmental chair in Business History and bank management at Bangor University, in Wales, discussed the importance of creating a competitive advantage.

Big tech, the fintech challenge and the rise of the super app

Big tech, the fintech challenge and the rise of the super app

As Big Tech encroaches upon banking, some of the leading app developers in the ride sharing and food delivery space are carving out a niche for themselves in financial services. The challenge posed by these companies could have profound implications for the future of payments.

Canada's Instacoin bitcoin ATMs now offer a slew of stablecoins

Canada's Instacoin bitcoin ATMs now offer a slew of stablecoins

Instacoin now supports seven stablecoins — including the controversial tether — throughout its bitcoin ATM network. At its two-way machines, users can buy and sell up to nearly C$10,000 ($7,600) worth of tether a day, no ID required.

Cash, payments and the future of ATMs — your 2020 spoiler alert

Cash, payments and the future of ATMs — your 2020 spoiler alert

According to some economists, we've been experiencing an extended period of slow growth since the 1970s. What does this mean for the future of cash and ATMs? ATM historian Bernardo Batiz-Lazo explores the topic in his latest blog post.

Lessons from the 2019 holiday shopping season

Lessons from the 2019 holiday shopping season

The 2019 holiday shopping season proved to be a record setting season for e-commerce, and demonstrated the changing patterns in global commerce that will impact retail and payments for the future.

Four digital banking trends to watch in 2020

Four digital banking trends to watch in 2020

The growing phenomenon of direct, digital banking and Silicon Valley's entry into the payments business are posing a series of challenges to traditional banking institutions. NCR's Doug Brown explores the landscape for 2020 to determine how these trends will impact the global banking business moving forward.

Is cashless underserving the underbanked?

Is cashless underserving the underbanked?

As cashierless shopping becomes more popular, a stark disparity is coming to light — the underbanked are getting left behind. In this blog post, Plain Green's Guy Dilger talks about the move away from cash and how some cities are fighting back.

Payment security in a world going mobile

Payment security in a world going mobile

As a rising number of consumers use digital payments to conduct ecommerce transactions, businesses need to make sure their mobile apps are secure. Customer identity and payment information is increasingly at risk as fraud actors find new ways to compromise mobile platforms.

An untapped market: The unbanked shopper

An untapped market: The unbanked shopper

Billions of people do not have access to a bank account, either due to the lack of income, unstable financial markets or the lack of verifiable identification. At the same time, millions of these same people operate in major consumer markets and shop for food, apparel, household goods and gifts.

Balancing payment innovation and trust

Balancing payment innovation and trust

The rise of digital payments has led to a series of complex issues surrounding how to make those transactions more secure. Rapid innovation in the global payments space has created new opportunties for bad actors to expoit these new ecosystems and requires ways of thinking on how to approach the subject.

Taking a stand on data privacy and security in the payments space

Taking a stand on data privacy and security in the payments space

Mastercard last month challenged the industry on adopting a set of new standards on data privacy and security. Computop's founding director Ralf Gladis says the industry should take up the challenge and collectively move in a similar direction.

The changing patterns in cross-border payments markets

The changing patterns in cross-border payments markets

The cross-border payments market is increasingly complex and creates a series of challenges for ecommerce companies who need to be able to allow customers to pay in the methods they prefer.

Last minute checklist on using SRC to remove friction out of mobile commerce

Last minute checklist on using SRC to remove friction out of mobile commerce

As American Express and Discover plan to implement SRC, there are a few issues to consider regarding how this will impact your business.

Big tech, disruption and trust: Can Uber cross over from mobility to money?

Big tech, disruption and trust: Can Uber cross over from mobility to money?

Uber is a major force in the tech industry. Despite consistently operating in the red, the company commands more than 70% of the U.S. rideshare market and reached an $82 billion valuation at the time of their initial public offering earlier this year.

How U.S. retailers can benefit from Strong Customer Authentication in Europe

How U.S. retailers can benefit from Strong Customer Authentication in Europe

While Strong Customer Authentication does not apply directly to U.S. merchants, there are significant implications for retailers that have operations in Europe and gaining a SCA delegation can provide significant benefits.

Making digital payments work in the moving and storage space

Making digital payments work in the moving and storage space

The moving and storage industry can benefit tremendously from upgrading to a modern payment system that supports EMV and allows for alternative payment options.

Why the insurance industry should prioritize digital payments

Why the insurance industry should prioritize digital payments

The insurance industry needs to consider how their payments technologies match up with increasingly disruptive trends in the financial services space.

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