The Isis Mobile Wallet is protected by a simple PIN.

The main screen presents the default payment card, offers and messages.

Once the default payment card is selected, the application is ready to go. The user need only tap the phone against the NFC-enabled point of sale terminal and the payment is registered.

Users can select any of the cards they have preloaded into the mobile wallet. At launch, cards from issuing bank partners Chase and Capital One, as well as card brand American Express, can be loaded into the app. Additionally, a prepaid Isis Mobile Wallet card will be preloaded into the app.

Once selected, the phone is ready to tap and pay at an NFC-enabled POS terminal.

Available discounts and offers at local merchants are organized so users can browse through them.

Users can look at details on offers. If applicable to a purchase, the offers and discounts are automatically applied to purchases made using the Isis Mobile Wallet.