Omaha-based Prairie Cloudware has announced the closing of a new round of funding to support increased demand from banks and credit unions for products to provide consumers with digital payments, according to a press release.

"Our plan is to enable financial institutions to provide secure digital payments no matter what device or mobile wallet the consumer selects," said William Fisher, chairman and CEO of Prairie Cloudware. "Apple and Google have created significant momentum around mobile payments, but ultimately, payments are the domain of banks and credit unions. We will begin to see meaningful transaction volumes once financial institutions facilitate payments and provide consumers with both ease of use and confidence in security."

Prairie Cloudware's featured product is something called Digital Payments Guardiam, a gateway that connects shopping applications such as mobile wallets, processors and emerging token service providers, according to the announcement. It is designed to provide financial institutions with a digital payment service for customers to leverage through existing digital banking channels. Digital Payments Guardian is deployed in a SaaS environment using a virtual private cloud, lowering the cost of entry and speeding time to market. During transactions, it validates the identity of the cardholder and delivers payment data in a tokenized format to avoid fraud.