Encap Security, an in-app authentication solution that promises financial institutions and others impervious security and a simple, positive user experience, has integrated Apple's Touch ID fingerprint technology into its Smarter Authentication platform.

A press release from the company said that any financial services application that uses Encap technology will be able to leverage Apple's fingerprint sensor for login and transaction authentication within a multifactor approach that can also include PIN entry, device location and user behavior.

"Apple developed Touch ID for the convenience factor of unlocking your mobile device quickly, but the feature offers convenience and additional security when expertly layered with other factors of authentication," said Thomas Bostrøm Jørgensen, CEO of Encap Security. "Adding Touch ID is another step towards truly proportional security, where the authentication method is appropriate to the transaction taking place. Simply put – a customer checking their account balance shouldn't require the same security as the same or different customer making a large fund transfer to a new payee. This is how Encap helps financial services providers create a great user experience that doesn't compromise security."