Michael Nuciforo / Michael is a mobile consultant who was most recently head of mobile banking with Royal Bank of Scotland. He is a regular author and blogger who is passionate about the potential of mobile innovation and the opportunities that exist within the holy trinity of mobile, social and location-based technologies.
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Legally blind

When it comes to mobile banking, financial institutions have been willfully blind.

The Ten Commandments of Payments

What people often forget when delivering new payment services is that the execution of the capability is more important that the capability itself. New services are not successful because of the technology they use, or even how they have been marketed.

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