Will Judge Leon's Durbin ruling get overturned?

Will Judge Leon's Durbin ruling get overturned?

Judge Leon's castigation of the Federal Reserve faces off against the agency's long-standing reputation and favor with the courts. (Attorney Crystal Kaldjob at the ATM & Mobile Executive Summit.)

What will happen if Judge Leon's Durbin ruling is overturned

What will happen if Judge Leon's Durbin ruling is overturned

The D.C. Court of Appeals could affirm or reverse some or all of the ruling. And there's the likely appeal to the Supreme Court. (From the ATM & Mobile Executive Summit.)

The most debilitating part of Durbin for FIs

The most debilitating part of Durbin for FIs

One factor in the whole Durbin/Leon debacle has thrown the financial services community into disarray, rendering budgeting and planning next to impossible. (Casey Merolla of First Annapolis at the ATM & Mobile Executive Summit.)

How banks responded to the Durbin Amendment

How banks responded to the Durbin Amendment

Casey Merolla, senior manager of First Annapolis Consulting, analyzes the responses of various financial institutions to Durbin. (From the ATM & Mobile Executive Summit.)

Strategic options for issuers in a Durbin world

Strategic options for issuers in a Durbin world

Issuing banks have several strategies for mitigating the Durbin rules, including product innovation, re-pricing and cost reduction. (From the ATM & Mobile Executive Summit.)

Likely outcomes of Judge Leon's ruling

Likely outcomes of Judge Leon's ruling

The possibilities span the spectrum of destructive impact on financial institutions. In describing the potential outcomes, Casey Merolla of First Annapolis says, "It changes everything." (From the ATM & Mobile Executive Summit.)

Judge Leon's Durbin ruling mistakes

Judge Leon's Durbin ruling mistakes

Casey Merolla of First Annapolis Consulting explains how the judge's ruling is in conflict with many network agreements signed as a result of Durbin. Leon also erred in his calculation of transaction costs. (From the ATM & Mobile Executive Summit.)

Congress digs into data breaches

Congress digs into data breaches

With three hearings on Target/Neiman Marcus/Michael's debacles, look for the blame game to take center stage.

U.S. Treasury Dept. concerned about mobile payments in Kenya

U.S. Treasury Dept. concerned about mobile payments in Kenya

Kenya is a terrible example of regulation supervision, says Emery Kobor, Deputy Director of Strategic Planning for the U.S. Treasury's Office of Terrorist Financing and Financial Crimes. "Frankly we're very concerned that M-Pesa has risen to the level of being...

A summary of Judge Leon's Durbin ruling

A summary of Judge Leon's Durbin ruling

An attorney describes Judge Richard Leon's emotionally-charged actions in his ruling on the Durbin Amendment. (Attorney Crystal Kaldjob at the ATM & Mobile Executive Summit.)

Did Judge Leon just wake up in a bad mood?

Did Judge Leon just wake up in a bad mood?

Kurt Helwig of EFTA asks an expert panel about the "inspiration" behind Judge Leon's emotional reaction to the Fed's Durbin rules. (From the ATM & Mobile Executive Summit.)

10 mobile payment predictions for Asia in 2014

10 mobile payment predictions for Asia in 2014

Growth continues in the world's largest mobile market, leading to many intriguing possibilities this year and beyond.

MasterCard: Why can't government regulatory agencies work together?

MasterCard: Why can't government regulatory agencies work together?

U.S. government agencies must synthesize their payment regulations, says MasterCard. A panel of several agency representatives tries to defend the complex U.S. regulatory system. "Payment innovations can die from a thousand cuts," admits Jeff Marquardt, deputy director of the Federal...

Chase and Visa's side deal under Durbin

Chase and Visa's side deal under Durbin

Chase's debit and credit cardholders operate on a "separate instance of VisaNet" at Chase's merchant partners. (According to First Annapolis's Casey Merolla at the ATM & Mobile Executive Summit.)

Why Durbin 2.0 will be a win for MasterCard, loss for Visa

Why Durbin 2.0 will be a win for MasterCard, loss for Visa

An audience member asks whether Visa has an unprecedented opportunity to capitalize on signature debit market share under the new Durbin rules.

How retailers are losing in the payment regs landscape (despite Durbin)

How retailers are losing in the payment regs landscape (despite Durbin)

Mark Horwedel, CEO of the Merchant Advisory Group, lays down the gauntlet to the payments industry to make it easier for merchants to do business. (From the ATM & Mobile Executive Summit.)

Why merchants are losing enthusiasm for EMV

Why merchants are losing enthusiasm for EMV

A major drawback of EMV is that "it circumvents Durbin," says Mark Horwedel, CEO of the Merchant Advisory Group. "We worked very hard in the merchant community on the Durbin Amendment." (From a retail payment trends panel at the ATM & Mobile Executive Summit.)

An attorney summarizes the Durbin Amendment in 2 minutes

An attorney summarizes the Durbin Amendment in 2 minutes

Attorney Crystal Kaldjob of Goodwin Proctor highlights what the Durbin Amendment is and how we got to where we are today. (From the ATM & Mobile Executive Summit.)

Has Durbin benefited consumers?

Has Durbin benefited consumers?

"In reality it's just been a transfer of funds from the large banks to the large merchants." (From a panel at the ATM & Mobile Executive Summit.)

Does the U.S. government want cash out of the way, or not?

Does the U.S. government want cash out of the way, or not?

Leland Englebardt of MasterCard confronts a government interagency panel on why they seem to be warm on cash, when the cost of cash is so high for them. "I wonder why I don't hear much stronger urging and sentiment from you all to push out of the way." (At the ATM & Mobile Executive Summit.)

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