Governments worldwide continue scrutiny of virtual currencies

Governments worldwide continue scrutiny of virtual currencies

New York's proposed BitLicense regulatory framework is one of several current initiatives developing around the globe.

Will India’s Aadhaar fulfill its mobile payments promise?

Will India’s Aadhaar fulfill its mobile payments promise?

The main goal of the system is to finally deliver the most basic financial services to a large number of citizens that have, in their abject state of financial exclusion, been reduced to mere spectators to the oft-spectacular Indian growth story.

CFPB turns its attention to mobile financial services

CFPB turns its attention to mobile financial services

Agency wants to know how emerging tech can help financially underserved consumers

Bitcoin: The Future of Currency? [infographic]

Bitcoin: The Future of Currency? [infographic]

Top bank industry executives are all talking about Bitcoin’s threat to legacy payments systems, once they understand how it works. Will Bitcoin be the future of currency?

Agenda: ATM and Mobile Innovation Summit 2014

Agenda: ATM and Mobile Innovation Summit 2014

Kurt Helwig, CEO of the Electronic Funds Transfer Association, and Tom Harper, president and CEO of Networld Media Group talk about points of focus — innovation, regulation and security — for this year's ATM and Mobile Innovation Summit. The two-day...

Preview: ATM & Mobile Innovation Summit 2014

Preview: ATM & Mobile Innovation Summit 2014

Tom Harper, president and CEO of Networld Media Group talks about what to expect from this year's ATM & Mobile Innovation Summit and why executives should consider it imperative to attend and hear what high-level presenters and panelists have to say about the future of payments.

Nikki Baird to give keynote on privacy at CONNECT summit

Nikki Baird to give keynote on privacy at CONNECT summit

Top retail analyst Nikki Baird will explore rapidly advancing technology and consumer tolerance for being tracked.

Why the FTC thinks mobile payments are more secure than magstripe

Why the FTC thinks mobile payments are more secure than magstripe

The Federal Trade Commission weighs in on the mobile vs. magstripe debate. (From a keynote address by Malini Mithal of the FTC at the ATM & Mobile Executive Summit) 

A primer on the FTC's authority over financial institutions

A primer on the FTC's authority over financial institutions

Malini Mithal, assistant director of the Bureau of Consumer Protection at the Federal Trade Commission, explains the FTC's purpose and influence over banking and payments. (From the ATM & Mobile Executive Summit)

Lessons from the FTC's lawsuit against HTC

Lessons from the FTC's lawsuit against HTC

"Data security is a big area for the FTC," said Malini Mithal, assistant director of the Bureau of Consumer Protection at the FTC. "We have brought nearly 50 cases here, including dozens alleging violations of GLB rules." (From Mithal's keynote address at the ATM & Mobile Executive Summit)

Debate: Has Dodd-Frank given the government too much power?

Debate: Has Dodd-Frank given the government too much power?

Kurt Helwig, CEO of the Electronic Funds Transfer Association (EFTA), puts it succinctly: "P.J. O'Rourke said, 'Giving the government money and power is like giving car keys and whiskey to teenage boys.'" Laura Udis of the Consumer Federation of American offers a counterpoint in this engaging session at the ATM & Mobile Executive Summit.

Have banks become regulated utilities?

Have banks become regulated utilities?

Joe Samuel, SVP of global public affairs for First Data, said FIs are constantly balancing new regulation, new supervision and enforcement. Dodd-Frank has worked in some areas of banking, he said, "but in some areas I think it didn't." (From a panel at the ATM & Mobile Executive Summit)

Durbin's

Durbin's "limbo" effect on EMV

"When you're looking at having every bank in the country potentially having to reissue debit cards and change their whole debit card structure ... to then think about introducing EMV at the same time, I think it puts EMV on hold to a large extent." (Attorney Lynne Barr at the ATM & Mobile Executive Summit)

Is Durbin heading to the Supreme Court?

Is Durbin heading to the Supreme Court?

Attorney Lynne Barr and Joe Samuel of First Data analyze the probable paths resulting from Judge Leon's ruling on the Durbin Amendment. (From a "Front Page Focus" panel at the ATM & Mobile Executive Summit.)

The problem of consumer education in EMV migration

The problem of consumer education in EMV migration

Panelists at the ATM & Mobile Executive Summit in Washington, D.C. discuss the EMV migration issues surrounding consumer education.

Mobile payment regulatory activity over the next 3-5 years

Mobile payment regulatory activity over the next 3-5 years

For starters, "It's going to be a fight for jurisdiction," says Liz Garner of the National Restaurant Association. (During a panel at the ATM & Mobile Executive Summit.)

MasterCard explains the EMV liability shift

MasterCard explains the EMV liability shift

What exactly shifts in Oct. 2015, and to whom? A MasterCard representative clarifies the issue at the ATM & Mobile Executive Summit.

Will the date shift for EMV merchant liability?

Will the date shift for EMV merchant liability?

Currently, Oct. of 2015 is the targeted date when card fraud liability will shift to merchants who have not deployed EMV-compliant terminals in their businesses. But is there a chance the date will shift, too? (From a "Front Page Focus" panel at the ATM & Mobile Executive Summit)

Litigation that may redefine mobile vs. plastic

Litigation that may redefine mobile vs. plastic

Private litigation in New York pitting a group of merchants against Visa, MasterCard and a number of large banks could stifle innovation in the mobile space. (From a panel at the ATM & Mobile Executive Summit.)

Judge Leon's surprise demand on Durbin

Judge Leon's surprise demand on Durbin

Retailers and the Federal Reserve were both unprepared to respond to a demand by Judge Richard Leon in his Durbin ruling. (From the ATM & Mobile Executive Summit.)

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