Mobile Payments Today: September's top 5 reads

Mobile Payments Today: September's top 5 reads

It's time for a look back at last month's most-read content on the site.

How Apple's update may turn the payments space on its head

How Apple's update may turn the payments space on its head

Recent changes to how Apple deals with the NFC chip in the iPhone and Apple Watch presents a world of opportunities.

Mobile Payments Today: August's top reads

Mobile Payments Today: August's top reads

It's time for a look back at last month's most-read content on the site.

Mobile Payments Today: July's top reads

Mobile Payments Today: July's top reads

It's time for a look back at last month's most-read content on the site.

The time is now for banks to issue contactless cards

The time is now for banks to issue contactless cards

A recent study from A.T. Kearney urges FIs en masse to begin issuing contactless cards now that merchants have the necessary payment terminals and consumers are more aware of the “tap,” thanks to NFC-enabled mobile payments.

Digital payments and the retailer

Digital payments and the retailer

Some retail outlets are experimenting with moving to digital payment-only operations. As non-cash payments become the norm, some retailers, particularly in hospitality, no longer accept cash. While there are downsides to managing cash, what are the pitfalls of refusing to deal with it?

Tokenization's role in IoT security

Tokenization's role in IoT security

While more connected devices is convenient for consumers as far as payments, it also opens a window for cybercrime and security breaches.

World of Money to bring readers the latest news about financial tech

World of Money to bring readers the latest news about financial tech

Newsletter will selectively curate content daily from among the top stories and information sources to bring readers the news they need to succeed in a fast-moving and highly competitive global economy.

Mobile Payments Today: June's top reads

Mobile Payments Today: June's top reads

It's time for a look back at last month's most-read content on the site.

What can US retailers learn from China about mobile payments?

What can US retailers learn from China about mobile payments?

The success in China is largely driven by consumers' adoption of mobile wallets like Alipay and WeChat/Ten Pay, which make up the majority of the mobile payment market.

Mobile Wallet Comparison Guide 2018: NFC smartphone payments stall

Mobile Wallet Comparison Guide 2018: NFC smartphone payments stall

Mobile Payments Today Editor Will Hernandez previews the latest guide from Networld Media Group.

Gen Z through the mobile payments lens

Gen Z through the mobile payments lens

Gen Z is on the scene and ready to leave their own mark on banking and payments. This latest generation, born after 1999, view the world completely differently than those who have gone before.

Mobile Payments Today: May's best reads

Mobile Payments Today: May's best reads

It's time for a look back at last month's most-read content on the site.

3 suggestions for the industry to

3 suggestions for the industry to "save" the Pays

Apple Pay, Google Pay and Samsung Pay aren't going anywhere, but U.S. consumers are not enthusiastic about using them at the physical point-of-sale. But the industry could do some things to help bump adoption and incentivize merchants to accept NFC-enabled mobile payments.

How payments innovation actually hinders the customer experience

How payments innovation actually hinders the customer experience

New technology and innovation is changing the way consumers want to pay, but the increasingly rapid pace of change also creates challenges and vulnerabilities for self-service equipment providers.

Perception doesn't match reality in the US payments industry

Perception doesn't match reality in the US payments industry

Bank of America's Head of Digital Banking Michelle Moore and PayPal CEO Dan Schulman each made separate comments the past couple of weeks about the future of digital payments in the U.S. The problem is that right now, they're way off.

Mobile Payments Today provides showcase for mobile wallet providers

Mobile Payments Today provides showcase for mobile wallet providers

Mobile Payments Today is preparing the 2018 edition of the Mobile Wallet Comparison Guide. If your company provides a mobile wallet, you're eligible for a free listing in the guide.

Mobile Payments Today: April's best reads

Mobile Payments Today: April's best reads

It's time for a look back at last month's most-read content on the site.

2018 BCX awards competition call for entries: The best in bank customer experience

2018 BCX awards competition call for entries: The best in bank customer experience

Through Friday, June 15, Networld Media Group is accepting entries from innovative, consumer-focused financial institutions and fintech providers whose unique strategies and technologies are heightening the consumer experience.

Evolving payments technologies challenge merchants to keep pace with consumers' expectations

Evolving payments technologies challenge merchants to keep pace with consumers' expectations

Retailers must be aware of what's changing in payments to better serve their customers. That was the overarching message to retailers from a group of executives on a panel at the recent Oracle Industry Connect in New York City.

Mobile payments can redefine the customer experience for unattended retail

Mobile payments can redefine the customer experience for unattended retail

One of the best-attended educational sessions at the recent National Automatic Merchandising Association show in Las Vegas focused on how payment technology innovations — namely mobile payments — are impacting customer expectations.

Mobile Payments Today: March's best reads

Mobile Payments Today: March's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Unattended retail struggles with mobile payments acceptance

Unattended retail struggles with mobile payments acceptance

Mobile payments continue to expand, making it important for operators of unattended retail equipment to invest in the technology. A speaker at the National Automatic Merchandising Association show in Las Vegas urged his fellow industry executives to get on board with the trend.

Connected screens are revolutionizing payments

Connected screens are revolutionizing payments

Chris Tyghe, vice president of strategic development at Ingenico Group Canada, discusses how payments will become an integral part of the IoT experience in the coming years.

Self-service industry lags with EMV compliance

Self-service industry lags with EMV compliance

The future state of self-service is turning the kiosk into a stand-alone store, and secure payment is one of the services that needs to be offered for it to be effective, says Ingenico's John Menzel, who recently shared his insights on EMV compliance in self-service.

CONNECT Summit to tackle emerging technology's impact on restaurants, retail

CONNECT Summit to tackle emerging technology's impact on restaurants, retail

Mary Hines, the global head of rewards for Citi, is scheduled to give the opening keynote for the conference.

Convenience will be at the center of how retailers answer Amazon Go

Convenience will be at the center of how retailers answer Amazon Go

Go isn't necessarily a new concept, but Amazon's take on cashierless shopping brings with it questions about the future of retail, and changes the way we as consumers buy goods.

How connected cars are driving connected payments

How connected cars are driving connected payments

All the necessary software and hardware components together with the processes for the creation of the connected car pay at pump use case are currently available. The creation of a commercially viable, fully integrated solution is the next step and there are no technical or regulatory barriers to doing so.

Mobile Payments Today: February's top stories

Mobile Payments Today: February's top stories

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Visa hawks its wares at PyeongChang 2018 Olympic Winter Games

Visa hawks its wares at PyeongChang 2018 Olympic Winter Games

Visa's wearables initiative at the PyeongChang Games continued to illustrate how the card networks have acted more like technology companies than ever before as the payments industry continues to evolve.

A love letter to mobile payments for Valentine's Day

A love letter to mobile payments for Valentine's Day

Mobile Payments Today recounts all the ways we love our favorite transaction method, flaws and all.

Verdeva brings PayByCar to market via E-ZPass agreement

Verdeva brings PayByCar to market via E-ZPass agreement

The Boston-based company has a new twist on in-vehicle payments that uses a device already present in some 35 million automobiles on the road today.

Video: Is the idea of a single mobile payments platform too far-fetched?

Video: Is the idea of a single mobile payments platform too far-fetched?

Some fintech pundits believe that mobile payments players must adopt a single, universal platform as a solid push-start toward global ubiquity. On the other side are industry-watchers who believe that uniformity is the hobgoblin of stunted innovation.

How the future of cash and digital payments is playing out in Europe

How the future of cash and digital payments is playing out in Europe

This ease of contactless payments has spurred a cultural shift, embraced by the younger and more tech-savvy generations, who are happy to go for days without carrying physical cash and instead opt for their phones — even over cards. Older generations, meanwhile, typically prefer to have the option of the security of traditional physical cash.

Payments chatter invades CES

Payments chatter invades CES

A CES panel explored the challenges of payments technology, including the difficulty with online payments, glitches in online payment systems, the lack of retail locations that accept mobile payments and problems specific to cross-border payments.

LG Pay brings more questions than answers

LG Pay brings more questions than answers

The pending arrival of another mobile wallet in the U.S. raises some questions about how a new entrant can succeed among a growing number of options in the market.

The many faces of mobile payments

The many faces of mobile payments

NFC, QR codes and various in-app payment methods have helped change the way consumers pay via a smartphone.

Emerging consumer trends bring change to shopping and paying

Emerging consumer trends bring change to shopping and paying

Roger Niederer, head merchant services, SIX Payment Services, offers up insight on how technology is not only changing consumer behavior and needs, but also the choice of payment options that retailers can and must offer customers online and in-store.

Going at it alone: Should banks consider their own payments apps?

Going at it alone: Should banks consider their own payments apps?

By now, it should be obvious to every bank that no company can afford to neglect mobile payments.

Venmo, Zelle among trending topics in 2017

Venmo, Zelle among trending topics in 2017

Mobile Payments Today takes a look at the top blog posts in 2017.

Best of 2017: Did those predictions about mobile payments come true?

Best of 2017: Did those predictions about mobile payments come true?

Mobile Payments Today takes a look back at the top features on the site throughout the past year.

3 trends for 2018: Safer data, faster payments, better experiences

3 trends for 2018: Safer data, faster payments, better experiences

These areas present great opportunities, but also significant challenges.

Target stakes claim to mobile payments with Wallet

Target stakes claim to mobile payments with Wallet

The company officially became the latest big-box retailer to add an in-store, mobile-payment feature to its app in a move that also combines the company's digital coupon program into a single scan at checkout.

Mobile Payments Today: November's top reads

Mobile Payments Today: November's top reads

It's time for a look back at November's most-read articles and blog posts on Mobile Payments Today.

How 'PIN-on-mobile' could change payments acceptance for micro merchants

How 'PIN-on-mobile' could change payments acceptance for micro merchants

Jeremy Gumbley, the CTO at Creditcall, believes this category of merchants are the ideal candidates for turning a regular mobile phone into a payment device.

Black Friday: Mobile payments sputter at the physical POS

Black Friday: Mobile payments sputter at the physical POS

Despite the less-than-stellar numbers for in-store, proximity-based mobile payments, Cyber Monday set a record for mobile-based remote payments.

Talking With: Verifone chief Joe Mach about the digital in-store customer experience

Talking With: Verifone chief Joe Mach about the digital in-store customer experience

Verifone North America President Joe Mach shares insight on what retailers are doing, the big trends in play with customer experience and how consumers are spurring trends and retail customer experience strategies.

The future of shopping: Staffless. Cashless. Gapless.

The future of shopping: Staffless. Cashless. Gapless.

ICXA Managing Director Christopher Hall muses about customer experiences that are cashless, staffless and have no gaps in covering customers everywhere they go.

Merchants can beat the Black Friday blues with faster payments, safer data

Merchants can beat the Black Friday blues with faster payments, safer data

While this period brings great opportunity for retailers, it also creates considerable challenges. Retailers must respond to evolving behaviors and manage huge increases in footfall, but still deliver the exceptional in-store experience consumers demand.

PNC puts the customer experience at the center of PNC Pay

PNC puts the customer experience at the center of PNC Pay

A new feature within the bank's mobile app is more about customer control than payments.

Apple Pay Cash: A step in the right direction for mobile payments?

Apple Pay Cash: A step in the right direction for mobile payments?

With its focus on premium influencers and its control over a large ecosystem, Apple is in a unique position to effect massive change where others cannot.

Mobile Payments Today: October's top reads

Mobile Payments Today: October's top reads

It's time for a look back at October's most-read articles and blog posts on Mobile Payments Today.

Stuzo, Bank of America Merchant Services seek to future-proof the retail customer experience

Stuzo, Bank of America Merchant Services seek to future-proof the retail customer experience

The two companies announced a collaborative partnership at Money20/20 to help merchants get a handle on how they can present the best customer experience going forward as consumers' behaviors and expectations continue to evolve thanks to emerging technology.

2017 a quiet year for true mobile wallets in US

2017 a quiet year for true mobile wallets in US

In the weeks after Mobile Payments Today asked companies to supply information for last year’s Mobile Wallet Comparison Guide, a number of events happened in the industry that created a lot of buzz. This year? Not so much.

Money20/20 trends: AI, 'everyday commerce' and security

Money20/20 trends: AI, 'everyday commerce' and security

The bright lights of Las Vegas have gone out on Money20/20 for another year. As always, the event brought together the biggest names in payments and provided unprecedented insight into the future of financial services.

Mobile payments success can take different forms in the US

Mobile payments success can take different forms in the US

The payments industry needs a better barometer for how it measures success with mobile payments in the U.S. as the calendar approaches a new year.

Alipay puts emphasis on partnerships as merchant acceptance grows in North America

Alipay puts emphasis on partnerships as merchant acceptance grows in North America

Souheil Badran, president of Alipay North America, spoke Sunday at the annual Money20/20 conference in Las Vegas to give attendees the current bird's-eye view of Alipay's operations outside of China.

How QR codes are changing e-commerce

How QR codes are changing e-commerce

The QR code – which has had a wild ride – is going to both speed up the e-commerce payment experience and make it more secure.

Mobile wallets: In a lull or never really a thing?

Mobile wallets: In a lull or never really a thing?

A study from JPMorgan Chase and Forrester Consulting concludes that both consumers and merchants are taking a break from adopting digital wallets as they wait for the "next wave of progress."

Watch highlights from this year's Bank Customer Experience Summit

Watch highlights from this year's Bank Customer Experience Summit

Bank executives gathered in Chicago last month to listen to keynotes and panels about evolving consumers' expectations when it comes to their banking relationships.

Playing with the 'Pays': The bank approach to mobile payments

Playing with the 'Pays': The bank approach to mobile payments

While there are pros and cons to a bank forging its own way with mobile payments outside the Pays, industry executives on a panel last month at the Bank Customer Experience in Chicago agreed financial institutions should be aware of, and explore, all developments in the industry.

In Depth: Payments industry was (mostly) quiet this summer

In Depth: Payments industry was (mostly) quiet this summer

Mobile Payments Today takes a look back at the top stories from the past three months.

Contactless payments turn 10 in the UK

Contactless payments turn 10 in the UK

Since the introduction of contactless cards in September 2007, it has gradually become the payment method of choice for many consumers in the U.K as society gradually moves away from cash.

Will Amazon Go make cashiers and checkout lanes obsolete?

Will Amazon Go make cashiers and checkout lanes obsolete?

That question was the focus of a breakout session Tuesday at the fourth annual CONNECT Mobile CX Summit in Philadelphia. The answer is complicated, which is usually the case with emerging technology options.

5 excellent reasons — and counting — to attend the upcoming Bank Customer Experience Summit

5 excellent reasons — and counting — to attend the upcoming Bank Customer Experience Summit

And the sixth reason: "Change takes a much longer time coming than you think, and then it happens much faster than you would have thought." It's happening right now for you and your banking customers and BCX is the place to learn how to manage it.

Mobile Payments Today: July's best reads

Mobile Payments Today: July's best reads

It's time for a look back at July's most-read articles and blog posts on Mobile Payments Today.

Can a marketing promotion help lift Apple Pay to new heights in China? Probably not

Can a marketing promotion help lift Apple Pay to new heights in China? Probably not

China's mobile-payment incumbents have made it difficult for Apple Pay to gain a significant market share in the country despite Apple's best efforts.

India's march to a cashless society begins with 3 things

India's march to a cashless society begins with 3 things

Demonetization in India is a policy of extraordinary scope and ambition, combining advanced solutions in identity, mobile and payments to revolutionize commerce and financial services across the nation.

While fintech investment rises, cash remains king

While fintech investment rises, cash remains king

Fintech investment hit an all-time high in 2016, but has this massive investment translated into consumer adoption? A new study suggests that it might not have — at least, not yet.

Visa continues to thumb nose at cash

Visa continues to thumb nose at cash

The card this week announced a program to award small-and-medium sized business to renounce cash in favor of shiny new point-of-sale systems that accept credit and debit payments as well as those of the digital variety.

Mobile Payments Today: June's top reads

Mobile Payments Today: June's top reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

The digital retail wallet: 5 reasons it makes sense

The digital retail wallet: 5 reasons it makes sense

The retail landscape is evolving rapidly as emerging technologies and trends are changing expectations of the in-store experience. As retailers look to find their place in this brave new world, many are now seeing payments as an opportunity.

6 key themes from Money 20/20 Europe

6 key themes from Money 20/20 Europe

Mobile wallets, security and Alipay were just a few of the many discussions that took place at the recent conference in Copenhagen.

Comme ci, comme ça: These millennials not crazy about the mobile-payment experience

Comme ci, comme ça: These millennials not crazy about the mobile-payment experience

Attendees at the Interactive Customer Experience Summit in Dallas took advantage of a chance to find out first hand during a panel featuring seven millennial shoppers.

Mobile wallets: Moving beyond payments

Mobile wallets: Moving beyond payments

Millions of Americans use smartphones for everyday tasks such as taking pictures, working out, or arranging transportation, yet mobile wallets have struggled to gain traction among consumers.

Mobile Payments Today: May's top reads

Mobile Payments Today: May's top reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Is UK contactless card fraud overblown?

Is UK contactless card fraud overblown?

At least one executive believes the recent stats are misleading.

CONNECT Summit to tackle mobile technology's impact on restaurants, retail

CONNECT Summit to tackle mobile technology's impact on restaurants, retail

Jayson Tipp, Nikki Baird among the keynote speakers for the fourth annual executive event.

Future of payments? Phone will set the tone

Future of payments? Phone will set the tone

Consumers are looking for tools that make moving and managing money convenient and enable them to take control of their financial lives. Mobile can accomplish these things.

The mobile-payments dilemma for retailers: What's what in the market

The mobile-payments dilemma for retailers: What's what in the market

The decision on which mobile app to work with is an important decision. Some are sleek. Others are clunky. Some are quick. Others are slow as molasses. There are many items you must choose from, but here is an important something to think about.

It's a weird time for mobile payments

It's a weird time for mobile payments

We've seen multiple studies over the past few months that conclude younger generations are aware of mobile payments, but don't care much about them — a service such as Venmo being the rare exception.

Mobile Payments Today: April's best reads

Mobile Payments Today: April's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

MCX's CurrentC showed potential with loyalty-based approach

MCX's CurrentC showed potential with loyalty-based approach

When JP Morgan Chase acquired the Merchant Customer Exchange payments technology last month, a 5-year saga came to a bitter end. The payments industry, which has proven difficult to navigate and succeed in over the past decade, claimed another victim.

Talking With: Gemalto's Jack Jania about EMV at the fuel pump

Talking With: Gemalto's Jack Jania about EMV at the fuel pump

The card networks decided late last year to show some mercy on fuel operators and pushed back their EMV deadline to Oct. 1, 2020.

Mobile Payments Today: March's best reads

Mobile Payments Today: March's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

The new payment future: 3 technologies leading the way

The new payment future: 3 technologies leading the way

Changes in consumer behavior continue to be rapid, disruptive, and largely driven by technology influences, such as mobile devices, big data, the cloud, IoT and machine learning.

US restaurants lead the charge for a cashless future

US restaurants lead the charge for a cashless future

Although mobile payments are convenient for both employees and customers, transitioning to a cashless operation also presents a new set of challenges.

It's the same old story for mobile payments adoption

It's the same old story for mobile payments adoption

A recent field test from the Boston Fed's Payments Strategies group shows the shortcomings of today's market.

5 need-to-know facts about mobile ATM transactions

5 need-to-know facts about mobile ATM transactions

Every ATMIA conference has its trending topic du jour. This year, the buzz was about cardless ATM transactions, a subject addressed in a well-attended 1-hour roundtable discussion among executives leading the charge to a card-free future.

Understanding the risks of mobile-payments technology

Understanding the risks of mobile-payments technology

Fraud remains a risk that mobile payments providers, as well as consumers, need to be aware of and take measures against.

Unconventional channels driving mobile payments adoption

Unconventional channels driving mobile payments adoption

Mobile payment technology is still in its relative infancy, but growing pains can be costly when it comes to new technologies seeking wider adoption.

Mobile Payments Today: February's best reads

Mobile Payments Today: February's best reads

It's time for a look back at last month's most-read articles on Mobile Payments Today.

The importance of building mobile payments with the right POS in mind

The importance of building mobile payments with the right POS in mind

As the mobile wallet ecosystem continues to grow and expand, there are still several barriers to entry in the restaurant industry that are making it difficult to increase consumer adoption and employee execution.

How emerging payments technologies are changing the fast food industry

How emerging payments technologies are changing the fast food industry

Careful consideration of the advantages and disadvantages of each available payments option will enable restaurant owners to find the one that best meets the needs and preferences of their diners.

The persistence of traditional payments among digital natives

The persistence of traditional payments among digital natives

Marketing strategies devised for millennials by older generations have been based on bad intuition, poorly curated data, and unquestioned, incomplete assumptions. That leads to bad guesses. When you're designing banking and payment systems for your next generation of customers, bad guesses can be expensive.

How emerging payments impact merchant acquirers

How emerging payments impact merchant acquirers

With the landscape of payments acceptance constantly changing and new disruptive technologies entering the market, a merchant acquirer must be constantly looking at how to adopt these solutions.

Recent earnings reports show the future for mobile payments

Recent earnings reports show the future for mobile payments

Facebook's mobile-first mentality has become a rallying cry of sorts for other companies, whether they're in the payments industry, or a retailer such as Starbucks.

What Target's mobile payments plan says about today's retail trends

What Target's mobile payments plan says about today's retail trends

CVS, Kohl's and Wal-Mart all added payments features to their mobile apps in 2016. Target now reportedly will do the same.

Sweetgreen, mobile payments and a cashless society

Sweetgreen, mobile payments and a cashless society

The popular specialty salad quick-service restaurant chain tested a no-cash policy in 2016 and is now fully cashless where such a thing is allowed by law. Is such a move the best thing for consumers.

Are in-car payments innovative?

Are in-car payments innovative?

Their success will likely hinge on the same issues as mobile payments — consumer adoption and acceptance.

Mobile payments and kiosks: The perfect match?

Mobile payments and kiosks: The perfect match?

Smartphones are driving an e-commerce revolution. While mobile payments can adversely affect the need for kiosks in some situations, most industry observers see mobile payments as another payment option that kiosk operators need to consider to meet consumer buying habits.

CES 2017: The IoT and payments merge

CES 2017: The IoT and payments merge

Mobile Payments Today was at this year's Consumer Electronics Show, the 50th edition of the gathering in Las Vegas.

Will mobile payments give way to wearables?

Will mobile payments give way to wearables?

Kirsty Tull, from BillPro.com, examines the link between mobile payments and wearables and whether the latter will become mainstream any time soon.

Will rewards finally push mobile payments past the tipping point?

Will rewards finally push mobile payments past the tipping point?

One of the more interesting discussions during the Digital Money Forum Wednesday at the annual Consumer Electronics Show revolved around consumer take-up of mobile payments technologies.

Mobile Payments Today: December's top reads

Mobile Payments Today: December's top reads

It's time for a look back at December's most-read articles on Mobile Payments Today.

Mobile payments help Sweden's move to a cashless society

Mobile payments help Sweden's move to a cashless society

All the signs seem to point to Sweden becoming an entirely cash-free country. However, the phasing out of a payment method that has been in use for centuries will not be simple, and it's possible that the country will never become truly cashless.

Mobile Payments Today: 2016 in review

Mobile Payments Today: 2016 in review

Was 2016 the year of mobile payments?

2017: Introducing mobile payments 2.0

2017: Introducing mobile payments 2.0

André Stoorvogel, head of marketing at Rambus Bell ID, examines what we might see from the industry in the new year.

5 mobile-payment trends to watch in 2017

5 mobile-payment trends to watch in 2017

Scott Blum, the vice president of Total Merchant Services, gives his take on what he expects from mobile payments in the new year.

Gift cards, rewards coming to Apple Pay thanks to Blackhawk Network technology

Gift cards, rewards coming to Apple Pay thanks to Blackhawk Network technology

Blackhawk's Digital Pass technology enables the integration of gift cards, e-gifts, loyalty cards and rewards programs with Apple Pay.

Mobile Payments Today: November's best reads

Mobile Payments Today: November's best reads

It's time for a look back at November's most-read articles on Mobile Payments Today.

Loyalty could attract US millennials to mobile payments

Loyalty could attract US millennials to mobile payments

Tony Rose, the director of mobile product management for Vantiv, discusses how rewards might be the best way to attract this demographic to use their smartphones to pay.

Samsung Pay first 'Pay' to add system-specific rewards program

Samsung Pay first 'Pay' to add system-specific rewards program

Samsung Rewards is structured like a typical credit card rewards program with a few bonuses here and there.

Kickstarting mobile payments in the Middle East

Kickstarting mobile payments in the Middle East

Srinivas Nidugondi, the senior vice president and head of mobile financial solutions at Mahindra Comviva, examines the state of the industry in this region of the world.

Here comes Citi Pay

Here comes Citi Pay

Citi is the latest financial institution to come to the market with a digital wallet service.

Talking With: Samsung's Haley Kim about Samsung Pay, merchant collaborations, market competition

Talking With: Samsung's Haley Kim about Samsung Pay, merchant collaborations, market competition

Mobile Payments Today recently spoke with Samsung about everything Samsung Pay.

The end of payments as we know it

The end of payments as we know it

André Stoorvogel, head of marketing at Rambus Bell ID, provides us with his thoughts on the industry after another Money20/20 conference.

Mobile Payments Today: October's best reads

Mobile Payments Today: October's best reads

It's time for a look back at October's most-read articles on Mobile Payments Today.

Can Kohl's help mobile payments get off the launch pad?

Can Kohl's help mobile payments get off the launch pad?

Tim Spenny, from GfK Research, believes consumers will gravitate towards Kohl's Pay and make it a success.

Apple Pay's tenuous role in a cashless society

Apple Pay's tenuous role in a cashless society

Mobile Payments Today Editor Will Hernandez examines Tim Cook's recent comment about a cashless society and mobile payments.

Talking With: Elavon's Guy Harris discusses EMV, mobile payments, security

Talking With: Elavon's Guy Harris discusses EMV, mobile payments, security

If you really want to get an idea of what's going on in the payments industry, it's probably best to speak to a transaction processor because they've dealt with it all, and then some.

If Hispanics drive emerging payment tech trends, the industry needs to take note

If Hispanics drive emerging payment tech trends, the industry needs to take note

Mobile Payments Today Editor Will Hernandez takes a closer look at Bank of America's Trends in Consumer Mobility Report that reveals Hispanics are avid users of mobile for banking and payments.

What do consumers know about their phones? Not enough to leave their wallets at home

What do consumers know about their phones? Not enough to leave their wallets at home

A couple of executives from Stored Value Solutions offer answers to the mobile wallet consumer adoption problem.

Mobile Payments Today: September's best reads

Mobile Payments Today: September's best reads

It's time for a look back at September's most-read articles on Mobile Payments Today.

5 trends shaping mobile payments worldwide in 2016

5 trends shaping mobile payments worldwide in 2016

Michelle Evans, the digital consumer manager for Euromonitor International, shares some findings from the company's latest global research.

Security or unfamiliarity: What's stopping mobile-payments adoption?

Security or unfamiliarity: What's stopping mobile-payments adoption?

Security pros discuss how consumers view today's security climate when it comes to payments.

EMV in the US: One year later, and it's not pretty

EMV in the US: One year later, and it's not pretty

Andrey Tikhonov, senior director of payment technology of Infinite Peripherals, reviews what the industry has witnessed with this much-discussed transition and what he believes will happen next year.

The great debate: Executives discuss the pro and cons of a cashless society

The great debate: Executives discuss the pro and cons of a cashless society

It wasn't Hillary Clinton vs. Donald Trump, but six payments executives took the stage last week in Chicago at Networld Media Group's Bank Customer Experience Summit to engage in a friendly debate about cash versus electronic payments.

Cashless and confident: Growing the proximity payment market

Cashless and confident: Growing the proximity payment market

Thomas Rosteck from Infineon discusses the challenges preventing the growth of mobile payments at the physical point of sale.

Recent POS malware attacks signal a need for app security for mobile payments

Recent POS malware attacks signal a need for app security for mobile payments

Thorston Held, co-founder and managing director of whiteCryption, examines the recent POS security attacks and what they mean for mobile payments.

Apple Pay: The challenge of attracting active users

Apple Pay: The challenge of attracting active users

Apple Pay has successfully piqued the curiosity of millions of consumers. However, Apple has not seen the average user make it part of their everyday lives. Maxime de Nanclas, COO and co-founder of Mobeewave, writes about what's causing this in a contributed article for Mobile Payments Today.

Mobile Payments Today: August's best reads

Mobile Payments Today: August's best reads

It's time for a look back at August's most-read articles on Mobile Payments Today.

7 reasons why the Bank Customer Experience Summit should be on your fall travel calendar

7 reasons why the Bank Customer Experience Summit should be on your fall travel calendar

If your business is about banking for people, not "consumers," here are several excellent reasons to register immediately for this September summit in Chicago.

My misadventures with Apple Pay

My misadventures with Apple Pay

We'll keep talking about the problems that plague proximity mobile payments until everyone gets it right.

How will banks address mobile wallets?

How will banks address mobile wallets?

MasterCard's decision to enable banks to add an in-store payments element to their mobile banking app for NFC-ready Android smartphones has rekindled an industry debate about what works best for financial institutions and proximity mobile payments.

Apple Pay slices the mobile payments market, again

Apple Pay slices the mobile payments market, again

Robert McHugh, the co-founder of Paydunk, examines how Apple's recent announcement further fragments the industry.

Setting the record straight on contactless transactions and terminology

Setting the record straight on contactless transactions and terminology

Jack Jania, senior vice president of strategic alliances for Gemalto, tries to clear the air about all the different acronyms in mobile payments.

CONNECT Summit set to dive into mobile's impact on restaurants, retail

CONNECT Summit set to dive into mobile's impact on restaurants, retail

Baron Concors, Shashank Saxena among the keynote speakers for the third annual executive event.

Banks get another ally in mobile payments with the new Masterpass

Banks get another ally in mobile payments with the new Masterpass

MasterCard has announced some new features to its digital wallet service, including the ability for banks to add contactless payments to their Android mobile banking apps.

What mobile wallet providers can learn from Pokémon Go

What mobile wallet providers can learn from Pokémon Go

The free-to-play augmented reality mobile game has taken three nations by storm. Mobile wallet executives can learn a thing or two from the game's success.

Mobile payments: Can they really be invisible?

Mobile payments: Can they really be invisible?

John Shapiro, the director of product management for payments for Intuit, discusses how the proliferation of technology and emergence of connected devices have created an opportunity for companies not previously associated with payments to expand their product offering.

Spanning the globe with mobile payments

Spanning the globe with mobile payments

Oren Levy, CEO of Zooz, gives us an overview of what's going on with mobile payments and consumers worldwide.

May 5 for 5: Mobile wallets still finding their way

May 5 for 5: Mobile wallets still finding their way

It's time for a look back at May's most-read articles on Mobile Payments Today.

Retailers should seek to own mobile payments

Retailers should seek to own mobile payments

A panel discussion at the ShopTalk conference in Las Vegas focused on the issues merchants face today as it relates to the mobile customer experience.

MCX delays nationwide rollout of CurrentC mobile wallet

MCX delays nationwide rollout of CurrentC mobile wallet

Almost four years after its formation, MCX has little to show for its efforts outside a pilot in one Midwest city.

Mobile payments opportunities and obstacles for US vendors

Mobile payments opportunities and obstacles for US vendors

Sergio Chalbaud, the founder of a mobile-focused consumer banking platform called Fintonic, examines some of the issues facing mobile wallet providers in the U.S.

Kohl’s first retailer melding Apple Pay, store charge card, loyalty program

Kohl’s first retailer melding Apple Pay, store charge card, loyalty program

Kohl's customers can now tap Apple Pay to use their store charge cards and not miss out on earning loyalty rewards in the process.

April 5 for 5: Criminals seek to exploit mobile payments

April 5 for 5: Criminals seek to exploit mobile payments

It's time for a look back at April's most-read articles on Mobile Payments Today.

The problems weighing down mobile payments

The problems weighing down mobile payments

Robert Brodie, co-founder and CTO of SUMO Heavy, examines some of the issues that are preventing mobile payments from really catching fire.

March mobile payments 5 for 5: Mobile World Congress in focus

March mobile payments 5 for 5: Mobile World Congress in focus

It's time for a look back at the most-read articles on Mobile Payments Today in March, and what we can learn from them.

Visa Europe's cashless pitch to Brits paints cash users as weirdos

Visa Europe's cashless pitch to Brits paints cash users as weirdos

With its new ad campaign and tagline ('It's all the change you need'), Visa Europe takes a stab at 'coin-shaming' Brits into making more contactless payments.

ATM-mobile interoperability: Who's responsible for what?

ATM-mobile interoperability: Who's responsible for what?

Mobile-ATM functionality is here, but some of the details will have to catch up before it's all interoperable and safely tokenized. And at this point, we're not even sure owns the PAN.

Dorsey wants Square to be synonymous with mobile payments

Dorsey wants Square to be synonymous with mobile payments

Square announced Wednesday as part of its first earnings report as a public company that it had received over 350,000 preorders for the company's new EMV-enabled contactless reader.

MasterCard helps fashion make a splash on the payments runway

MasterCard helps fashion make a splash on the payments runway

The card network hosted a hack event this past weekend at The New School Parsons School of Design in New York City.

Mobile payments, IoT and wearables all the talk at Mobile World Congress

Mobile payments, IoT and wearables all the talk at Mobile World Congress

Mobile World Congress may be over, but the dust is still settling from the biggest mobile event of the year.

What to expect from Square's first earnings report

What to expect from Square's first earnings report

Thomas Yohannan gives his thoughts on the company as it prepares to release its first earnings report as a public company next week.

Google goes

Google goes "hands free" with mobile payments

The company is testing what it calls a 'Hands Free' app that enables users to make and confirm purchases without a payment card or mobile wallet.

February mobile payments 5 for 5: EMV in the spotlight (again)

February mobile payments 5 for 5: EMV in the spotlight (again)

It's time for a look back at the most-read articles on Mobile Payments Today in February, and what we can learn from them.

For issuers, the time for mobile payments is now

For issuers, the time for mobile payments is now

As new commerce endpoints continue to emerge, issuers must reconsider how to position their strategy and their brand in a digital world, writes Jordan McKee, senior analyst with the 451 Research Mobility team.

Chase's mobile payments strategy includes Starbucks pact

Chase's mobile payments strategy includes Starbucks pact

Starbucks will accept Chase Pay as a payment option later this year at its 7,500 U.S. locations.

What might be ahead for virtual currency in 2016

What might be ahead for virtual currency in 2016

Bitcoin recently celebrated its seventh birthday. It has come from humble beginnings, but this year bitcoin prices and blockchain tech are ready to explode.

Incentivizing the tipping point of mobile payment adoption

Incentivizing the tipping point of mobile payment adoption

Kelly Passey, the EVP of business and product development at Access Development, believes providers still haven't given consumers a good reason to adopt mobile payments.

The problem with PayPal, 'old money' and digital payments

The problem with PayPal, 'old money' and digital payments

Will Hernandez, editor of Mobile Payments Today, had one thing on his mind after he watched PayPal's Super Bowl 50 commercial: hipsters.

How the UK can benefit from a cashless society

How the UK can benefit from a cashless society

Guest columnist Paul Underwood explains how going cashless in the U.K. would help banks, merchants and consumers.

US retailers' EMV pain opens path to contactless-only checkout lanes

US retailers' EMV pain opens path to contactless-only checkout lanes

Mobile Payments Today spoke about this concept with payment technology providers at the recent National Retail Federation Big Show in New York City.

Bank Customer Experience Summit slated for September

Bank Customer Experience Summit slated for September

The two-day event caters to bankers who want to transform their FI's culture, technology and environment in order to reach and retain a new generation of retail customers.

Visa pushes mobile payments at Super Bowl 50

Visa pushes mobile payments at Super Bowl 50

The card network has outfitted the big game's venue, Levi's Stadium, with over 500 contactless-enabled point-of-sale terminals and 200 more across other Super Bowl-related venues in San Francisco and Santa Clara.

European fintech steamrolls into 2016 as mobile payments shine

European fintech steamrolls into 2016 as mobile payments shine

The industry vibe has changed almost beyond recognition, particularly in the mobile payments arena.

January mobile payments 5 for 5: New year, different questions

January mobile payments 5 for 5: New year, different questions

It's time for a look back at the most-read articles on Mobile Payments Today in January, and what we can learn from them.

Discount Tire finds its stride with mobile payments

Discount Tire finds its stride with mobile payments

The Arizona-based retailer knows its customer have become mobile-device obsessed, so it has worked with Verifone to expand its digital strategy.

The fintech industrial revolution is upon us

The fintech industrial revolution is upon us

This digitalized revolution is undoubtedly booming and the speed of current breakthroughs has no historical precedent, writes Xendpay Founder and CEO Rajesh Agrawal.

Panera's mobile blueprint serves as an example for retailers

Panera's mobile blueprint serves as an example for retailers

Panera Bread is still going full throttle in expanding payment strategies to reduce consumer friction points and enhancing the customer experience.

The Internet of Things takes center stage at CES 2016

The Internet of Things takes center stage at CES 2016

Mobile Payments Today was at this year's Consumer Electronics Show. This photo gallery gathers a little bit of what we saw.

Is the time now for mobile payments?

Is the time now for mobile payments?

Mobile Payments Today was at the annual Consumer Electronics Show to moderate a panel about where mobile payments stand with consumers.

What are some big issues facing mobile payments?

What are some big issues facing mobile payments?

This was a question Mobile Payments Today attempted to answer last month during an hour-long Twitter Q&A session.

Year in Review: The top mobile payments news, articles and blog posts in 2015

Year in Review: The top mobile payments news, articles and blog posts in 2015

With 2015 in the books, it's time to look back at the top editorial content on Mobile Payments Today in the last 12 months.

December mobile payments 5 for 5: Walmart Pay arrives

December mobile payments 5 for 5: Walmart Pay arrives

It's time for a look back at the most-read articles on Mobile Payments Today in December, and what we can learn from them.

2015 in review, part II: EMV, mobile P2P, blockchain

2015 in review, part II: EMV, mobile P2P, blockchain

The transition to EMV in the U.S. has caused some headaches for consumers and retailers.

The Starbucks mobile model could be difficult for retailers to duplicate

The Starbucks mobile model could be difficult for retailers to duplicate

Mobile Payments Today Editor Will Hernandez discusses the rapidly changing mobile payments market in a blog post.

2015 in review, part I: The Pays, tokenization, IoT

2015 in review, part I: The Pays, tokenization, IoT

Mobile payment took more steps forward this year, but still has a way to go before it reaches its full potential.

HCE: Proving its worth for security

HCE: Proving its worth for security

Cloud-based mobile payments were once thought to be an insecure payment method, but the card networks helped change that perception last year with their support for it.

November mobile payments 5 for 5: What are the banks doing?

November mobile payments 5 for 5: What are the banks doing?

It's time for a look back at the most-read articles on Mobile Payments Today in November, and what we can learn from them.

Mobile payments bubble to the surface amid EMV growing pains

Mobile payments bubble to the surface amid EMV growing pains

A blog post by Mobile Payments Today Editor Will Hernandez argues that the customer buying experience is going backwards with chip cards.

Discover finds its way into mobile payments

Discover finds its way into mobile payments

Matt Johanson, vice president of Discover Network Operations at Discover Financial Services, sat down with Mobile Payments Today at last month's Money 20/20 conference in Las Vegas to discuss the company's current view on mobile payments.

Banks at a crossroads: Build or buy mobile payment apps

Banks at a crossroads: Build or buy mobile payment apps

Rajesh Sharma, vice president of mobile banking and payment apps from INSIDE Secure, discusses some of the areas banks need to consider when it comes to mobile payments.

October mobile payments 5 for 5: EMV in the US

October mobile payments 5 for 5: EMV in the US

It's time for a look back at the most-read articles on Mobile Payments Today in October, and what we can learn from them.

Webinar: Initiatives, strategies and new approaches for payment transformation

Webinar: Initiatives, strategies and new approaches for payment transformation

As payment services organizations continue to drive some of the biggest changes in global payments, how can companies determine which strategies will work best in the future?

Chase teams with MCX on Chase Pay mobile wallet

Chase teams with MCX on Chase Pay mobile wallet

Chase Pay, which is scheduled to debut in mid-2016, is both an in-store and in-app scheme that will give consumers the ability to pay for goods and services at MCX partners.

MasterCard to drive payments for the Internet of Things

MasterCard to drive payments for the Internet of Things

At Money 20/20, the card network announced a new program that will enable companies to add card credentials to devices such as automobile key fobs, smart rings and even clothing.

Mobile payments set to dominate discussions at Money 20/20

Mobile payments set to dominate discussions at Money 20/20

EMV and bank innovation also should be hot topics next week in Las Vegas, writes Mobile Payments Today Editor Will Hernandez.

SumUp makes US debut with EMV compatible mPOS

SumUp makes US debut with EMV compatible mPOS

The proprietary device works with smartphones and tablets running either the Android or iOS mobile operating system.

Loyalty at the center of Sionic Mobile's proposition

Loyalty at the center of Sionic Mobile's proposition

Mobile Payments Today recently conducted a Q&A with Ronald Herman, the company's founder and CEO, to get his thoughts on the current state of the industry.

The 'Pay' model is strong, but banks are still in play

The 'Pay' model is strong, but banks are still in play

Despite Apple, Google and Samsung soaking up all the hype with mobile wallets, the banks are slowly starting to make their own moves.

September mobile payments 5 for 5: Samsung Pay to rule them all?

September mobile payments 5 for 5: Samsung Pay to rule them all?

It's time for a look back at the most-read articles on Mobile Payments Today in September, and what we can learn from them.

Brace yourselves: EMV is here

Brace yourselves: EMV is here

The liability shift hits October 1, but there's still a lot of work to be done to get consumers and merchants ready for a new payments environment.

Android Pay, ISIS and the road to mobile payments ubiquity

Android Pay, ISIS and the road to mobile payments ubiquity

A number of different factors could help Android Pay pull ahead in 2016, according to Tim Spenny, the vice president of financial services consulting at GfK Custom Research, North America.

Mobilizing EMV in the US

Mobilizing EMV in the US

As consumers continue to adopt EMV payments, mobile and contactless payment solutions will also become more commonplace because the two technologies are interconnected, writes Moneris' Karen Cox.

Samsung Pay: The mobile wallet winner?

Samsung Pay: The mobile wallet winner?

That's what one industry executive declared during the first day of the annual ATM & Mobile Innovation Summit in Washington, D.C.

Mobile wallets: The hidden commerce model

Mobile wallets: The hidden commerce model

Ed Busby, a former Softcard executive, discusses an overlooked aspect of today's mobile wallet game.

Preview: 2015 ATM & Mobile Innovation Summit

Preview: 2015 ATM & Mobile Innovation Summit

Technology offers new ways for consumers to hold, control and spend their money. This summit promises to help execs get their arms around the former and meet the expectations of the latter.

CONNECT: Putting a bow on the mobile experience

CONNECT: Putting a bow on the mobile experience

Mobile Payments Today Editor Will Hernandez discusses some of the key points from this year's CONNECT Mobile Innovation Summit.

Wearable payments: The next frontier?

Wearable payments: The next frontier?

Companies like Nymi are attempting to take this corner of the industry to another level, but where does the market stand as we roll towards 2016?

CONNECT: The current state of mobile wallets and mobile ordering

CONNECT: The current state of mobile wallets and mobile ordering

A recent panel at Networld Media Group's CONNECT Mobile Innovation Summit attempted to clarify today’s mobile payments market, which is becoming an increasingly difficult task when you consider the options available to merchants.

Mobile ATM access on the rise

Mobile ATM access on the rise

Three-and-a-half years after its introduction, it looks as though mobile cash access at ATMs might finally be 'off and running.'

Major mobile wallet providers not distinguishing themselves

Major mobile wallet providers not distinguishing themselves

Apple Pay leads the pack in media hype, but it's been difficult to gauge its success, along with other schemes.

Digital wallets: The rise of promising platforms and what's needed to break through with consumers

Digital wallets: The rise of promising platforms and what's needed to break through with consumers

Teri Llach, chief marketing officer at Blackhawk Network, discusses how digital wallet providers need to help consumers shop, spend, save, and engage with their favorite retailers.

Remember that time when Rowdy Piper was in a Softcard commercial?

Remember that time when Rowdy Piper was in a Softcard commercial?

The now-defunct mobile wallet's marketing machine was plagued by problems from the start.

Mobile POS market expected to increase 400 pct. by 2019

Mobile POS market expected to increase 400 pct. by 2019

A new report from 451 Research predicts that the global installed base of mPOS devices will increase fourfold to just over 54 million units at a 32 percent compound annual growth rate in 2019 from the current 13 million devices in the market today.

July mobile payments 5 for 5: The march towards the EMV liability shift

July mobile payments 5 for 5: The march towards the EMV liability shift

It's time for a look back at the most-read articles on Mobile Payments Today in July, and what we can learn from them.

InComm's drive to bring open-loop prepaid to mobile wallets

InComm's drive to bring open-loop prepaid to mobile wallets

The company has partnered with Gemalto to use the digital security company's Allynis Trusted Services Hub to digitize its open-loop prepaid card offerings.

No surprise: Gallup finds mobile wallets low priority for consumers

No surprise: Gallup finds mobile wallets low priority for consumers

Just 13 percent of more than 17,000 consumers surveyed have a digital wallet on their smartphone.

Banks eye tech upgrades and mobile tops the list

Banks eye tech upgrades and mobile tops the list

KAL and Mobile Payments Today sister publication ATM Marketplace took the wraps off the 2015 software trends report — and offered a detailed look at what the survey results indicate.

The EMV countdown is on: What merchants should be doing now

The EMV countdown is on: What merchants should be doing now

The U.S. is the last developed country in the world to move from the magnetic stripe card standard to EMV. It is also the largest and most complex market so far to make the switch, and Ingenico is finding that many merchants — especially medium-size ones — are not fully aware of what they need to do to get ready.

Fintech 2.0 needed between startups and banks

Fintech 2.0 needed between startups and banks

Dan Glessner, the chief marketing officer at Quisk, wrote a blog post about his recent attendance at the MoneyConf in Belfast.

June mobile payments 5 for 5: Apple, Google, and Microsoft

June mobile payments 5 for 5: Apple, Google, and Microsoft

It's time for a look back at the most-read articles on Mobile Payments Today in June, and what we can learn from them.

Companies seek to take plastic to new digital heights

Companies seek to take plastic to new digital heights

Rich McIver examines the different players in this unique market.

Rogers expands wireless support for suretap mobile wallet in Canada

Rogers expands wireless support for suretap mobile wallet in Canada

Suretap now boasts support from Bell, Telus and its subsidiary Koodo, and Virgin Mobile Canada. CIBC also will allow its customers to load their credit cards into the mobile wallet, and consumers have the ability to store gift cards from more than 30 retailers.

A Microsoft-sized opportunity: Payment processing

A Microsoft-sized opportunity: Payment processing

The payments industry doesn't know much about Microsoft's plan for mobile payments, but Thomas Yohannan gives his take on the situation.

2015: The year of HCE?

2015: The year of HCE?

For all the talk about third-party mobile payment providers in recent weeks, financial institutions can still have a place in the conversation going forward.

Android Pay and banks

Android Pay and banks

Martin Cox, global head of sales for Bell ID, examines how the new kid on the block stacks up against Apple Pay and Samsung Pay for financial institutions.

Apple Pay gets more 'Wallet'-like with new additions

Apple Pay gets more 'Wallet'-like with new additions

Apple has added private-label and loyalty card support to its mobile payment system. The company also has announced that Apple Pay will launch in the UK next month.

Mobile payments from your wrist

Mobile payments from your wrist

Gemalto is working with rugby and soccer clubs in the U.K. on a contactless wristband that could eliminate the need for fans to carry cash with them on match days.

With Android Pay's arrival, battlefield lines have been drawn

With Android Pay's arrival, battlefield lines have been drawn

Google is back in the game with another mobile payments product, but how does it stack up against Apple Pay and Samsung Pay? Michelle Evans, senior consumer finance analyst at Euromonitor International, examines where Android Pay stands at this point.

Google gets back into mobile payments with Android Pay

Google gets back into mobile payments with Android Pay

The new system is similar to Apple Pay, but there are some differences in the way Google will present its mobile wallet to consumers.

Retailers remain slow to embrace emerging payments tech

Retailers remain slow to embrace emerging payments tech

Although technology continues to enhance the customer experience, retailers are still guarded when it comes to embracing upgraded payment options.

Mobile payments: Innovative, but with security concerns

Mobile payments: Innovative, but with security concerns

A study from Experian and the Ponemon Institute finds pause among payments ecosystem executives about how innovative technology could lead to more data security breaches.

April mobile payments 5 for 5: Facebook Messenger, EMV, HCE

April mobile payments 5 for 5: Facebook Messenger, EMV, HCE

It's time for a look back at the most-read articles on Mobile Payments Today in April to see what we can learn from them.

Canadian government extends code of conduct to mobile payments

Canadian government extends code of conduct to mobile payments

Just before Apple Pay rumors began to circulate, the country's finance minister extended the Code of Conduct for the Credit and Debit Card Industry to mobile payments.

The rise of HCE-based mobile payments

The rise of HCE-based mobile payments

Mobile Payments Today recently conducted a Q&A with a Sequent Software executive to discuss some issues regarding how HCE affects the mobile-payments industry going forward.

US EMV transition could open door to more NFC mobile payments

US EMV transition could open door to more NFC mobile payments

Merchants have until October to make the switch to POS terminals that accept chip cards. Many industry executives expect proximity mobile payments to get a boost since the new terminals also have contactless technology.

Mobile-centric narrative required for small merchant EMV adoption

Mobile-centric narrative required for small merchant EMV adoption

Jordan McKee, senior analyst for mobile payments for the 451 Research Mobility Team, writes in a blog post about the opportunity for payment service providers to push mobile payments with small merchants as a reason to upgrade terminals for the EMV shift.

Mobile payments 5 for 5: Dissecting recent acquisitions

Mobile payments 5 for 5: Dissecting recent acquisitions

It's time for a look back at the most-read articles on Mobile Payments Today in March, and what we can learn from them.

Apple seeks to make mobile payments mainstream like it did for digital music and smartphones

Apple seeks to make mobile payments mainstream like it did for digital music and smartphones

Jim Maholic, vice president of industry consulting for Hitachi Consulting, discusses how Apple can change mobile payments like it did for other industries.

What will win the day for mobile wallets?

What will win the day for mobile wallets?

Josh Glantz, senior vice president of Mobiquity Networks, gave his take on what's needed for mobile wallets to grow consumer adoption.

Casting a wider business net for mobile payments

Casting a wider business net for mobile payments

Jason Peck, director of marketing at Canvas, lays out some strategies for IT vendors and businesses to consider when integrating mobile payments.

Is HCE ready to transform the point of sale?

Is HCE ready to transform the point of sale?

Peri Kadaster, the director of strategy and marketing at Monitise, wrote a blog post about how this technology is expected to take off in 2015 and beyond.

Payments buzz from Mobile World Congress

Payments buzz from Mobile World Congress

Martin Cox, the global head of sales at Bell ID, wrote a blog post about what everyone was talking about at the recent trade show in Barcelona.

Bridging the gap between plastic and mobile payments

Bridging the gap between plastic and mobile payments

The payments industry is trying to figure out the best ways to combine physical cards and the smartphone to create something tangible for consumers.

Apple Watch aims to alter payment and shopping experience

Apple Watch aims to alter payment and shopping experience

Apple revealed new details about its latest device as the wearable market received a major shot in the arm Monday.

The consolidation game in the mobile payments market

The consolidation game in the mobile payments market

Rob Stringer, the vice president of marketing and product development for Cortex MCP, shares his thoughts on what we've seen the past couple of weeks in the industry.

Mobile payments 5 for 5: A month to remember

Mobile payments 5 for 5: A month to remember

It's time for a look back at the most-read articles on Mobile Payments Today in February, and what we can learn from them.

PayPal strengthens mobile plans with Paydiant acquisition

PayPal strengthens mobile plans with Paydiant acquisition

Boston-area company already has partnerships with Capital One, Subway, and the Merchant Customer Exchange.

It's official: Samsung Pay is real

It's official: Samsung Pay is real

Samsung will use a two-pronged approach to mobile payments: NFC and technology from recently acquired LoopPay.

As mobile wallet market matures, MCX sits on the bench

As mobile wallet market matures, MCX sits on the bench

A panel discussion at the recent All Payments Expo in Las Vegas examined current trends, and analysts believe CurrentC can find a place at the table, if it ever launches.

A cashless, mobile day in London

A cashless, mobile day in London

Andrew Hull, the strategy director for Pocket App, wanted to see if he could survive without cash for 24 hours.

Google snags Softcard's technology

Google snags Softcard's technology

As part of this deal with AT&T, T-Mobile and Verizon, Google Wallet now will be preinstalled on Android phones running the latest versions of the mobile operating system.

A conversation on all things mobile: Banking, payments, and Costanza

A conversation on all things mobile: Banking, payments, and Costanza

In his latest blog post, Mark Ranta from ACI Worldwide is joined by his colleague Dan Ring for a fun Q&A about the current market.

Samsung acquires LoopPay to help drive mobile wallet plans

Samsung acquires LoopPay to help drive mobile wallet plans

LoopPay's technology works with 90 percent of point-of-sale terminals in the U.S.

Mexican banks adopt mPOS payments technology

Mexican banks adopt mPOS payments technology

The country's government is supporting different initiatives to increase card payments and financial inclusion.

Future of money: Cashless, cardless, paperless

Future of money: Cashless, cardless, paperless

Dan Glessner, the chief marketing officer at Quisk, examines how new technology will accelerate the evolution of the payments landscape.

Mozido enters China by way of PayEase acquisition

Mozido enters China by way of PayEase acquisition

Company buys PayEase, which is one of 22 licensed payment processing companies in the country.

A holistic mobile payments strategy goes beyond the point of sale

A holistic mobile payments strategy goes beyond the point of sale

While Apple Pay is grabbing headlines, Shirra Frost from Fiserv believes it's important for banks to not get caught up in the hype and overlook other opportunities that strengthen the customer relationship.

Is there a battle looming in the UK between Apple Pay and Zapp?

Is there a battle looming in the UK between Apple Pay and Zapp?

Both mobile payment schemes are set to debut at about the same time.

Mobile payments 5 for 5: Focus on digital wallets

Mobile payments 5 for 5: Focus on digital wallets

It's time for a look back at the most-read articles on Mobile Payments Today in January, and what we can learn from them.

Cracking the Apple Pay code

Cracking the Apple Pay code

Apple released record-breaking first quarter earnings Tuesday afternoon, but the mobile payments industry still doesn't have concrete transaction numbers for the company's wallet.

Paydiant doing just fine after last year's MCX controversy

Paydiant doing just fine after last year's MCX controversy

Mobile Payments Today caught up with the mobile wallet provider at the National Retail Federation's Big Show trade conference.

Apple killed the mobile wallet? No, not in the least

Apple killed the mobile wallet? No, not in the least

Rob Stringer, the vice president of marketing and product development for Cortex MCP, believes there can and will be many viable secure and exciting wallets on operating systems and hardware stacks that remain open such as Android.

Why merchants should adopt a mobile wallet strategy

Why merchants should adopt a mobile wallet strategy

Michelle Evans, senior consumer finance analyst at Euromonitor International, states her case for why retailers need to have a way to reach consumers anytime and anywhere.

Panasonic gets into mPOS market

Panasonic gets into mPOS market

Company debuts the Toughpad FZ-R1, a tablet that features an integrated EMV reader and is also capable of accepting NFC-enabled mobile payments.

PayPal Here comes to Windows

PayPal Here comes to Windows

The partnership between the two companies gives small and medium-sized merchants another option for mobile point-of-sale services as Microsoft positions its newest tablet as a commerce device.

Softcard faces layoffs, but isn't dead

Softcard faces layoffs, but isn't dead

The mobile wallet joint venture between AT&T, Verizon and T-Mobile recently made changes to restructure the organization.

Payments in 10 years: Very different

Payments in 10 years: Very different

If the last 10 years has taught us anything, it's that disruptive technologies can shift the course of events in a way few would expect.

Circle adds NFC functionality to Android mobile bitcoin wallet app

Circle adds NFC functionality to Android mobile bitcoin wallet app

Company is cautiously optimistic it might be able to attract new customers thanks to the recent buzz around contactless payments.

Mobile payments 5 for 5: Focus on loyalty and experience

Mobile payments 5 for 5: Focus on loyalty and experience

It's time for a look back at the most-read articles on Mobile Payments Today in December, and what we can learn from them.

How Apple killed the digital wallet

How Apple killed the digital wallet

Rick Oglesby, a senior research analyst for Double Diamond Payments Research, explains how Apple Pay changed the outlook for mobile payments.

Mobile helped restaurants connect with consumers in 2014

Mobile helped restaurants connect with consumers in 2014

Panda Express, Panera and Starbucks are a small sample of how brands exploited mobile.

The Kessler Effect and today's crowded payments ecosystem

The Kessler Effect and today's crowded payments ecosystem

Dan Kramer, the senior vice president of marketing and merchant services for SHAZAM, wrote about how new entrants in the marketplace can be successful.

2014 in review, part II: Security, bitcoin, carrier billing, and mPOS

2014 in review, part II: Security, bitcoin, carrier billing, and mPOS

Data breaches were a hot-button topic in 2014, maybe even more so than Apple Pay.

2014 in review, part I: Apple Pay, MCX, the UK, and beacons

2014 in review, part I: Apple Pay, MCX, the UK, and beacons

Mobile payments took a large leap forward in the last 12 months, but there's still a lot this industry can strive to accomplish.

Mobile payments rule the early holiday shopping season

Mobile payments rule the early holiday shopping season

Consumers now more than ever are using their smartphones and tablets to shop on Thanksgiving, Black Friday and Cyber Monday.

Mobile payments 5 for 5: Rise of the restaurants

Mobile payments 5 for 5: Rise of the restaurants

It's time for a look back at the most-read articles on Mobile Payments Today in November, and what we can learn from them.

Apple Pay's missing one thing retailers crave: Data

Apple Pay's missing one thing retailers crave: Data

The mobile payments system diminishes the ability to track shopper behavior. This is among the reasons why some major retailers are not accepting it, writes the President and CEO of LoyaltyOne Inc. Bryan Pearson.

Mobile is no longer an alternative channel for banks

Mobile is no longer an alternative channel for banks

The rise of mobile has huge implications for how we manage our money. For banks to remain competitive, it’s essential for them to adopt a mobile-first strategy centered on the consumer experience, writes Monitise SVP of Sales & Operations Fırat İşbecer.

Restaurants just getting started with mobile, Tillster CEO says

Restaurants just getting started with mobile, Tillster CEO says

The technology should have maximum utility for consumers, such as ordering and loyalty; payment alone isn't enough.

BitPay preps Florida city as bitcoin haven as bowl game approaches

BitPay preps Florida city as bitcoin haven as bowl game approaches

As the lead sponsor for the St. Petersburg Bowl, the processor wants the area's merchants to be able to accept the cryptocurrency at their stores.

Consumers shifting to mobile payments

Consumers shifting to mobile payments

A panel discussion at the recent Fast Casual Executive Summit examined why the restaurant industry needs to focus its efforts on emerging technologies.

Bytemark rides the rail in Toronto

Bytemark rides the rail in Toronto

Mobile ticketing provider to develop app for train service that will connect the city's downtown transportation hub with the airport.

5 for 5: MCX grabs unwanted attention

5 for 5: MCX grabs unwanted attention

It's time for a look back at the most-read articles on Mobile Payments Today in October, and what we can learn from them.

Mobile wallets: It’s a matter of trust

Mobile wallets: It’s a matter of trust

Ed Busby, founder of Hudson Mobile Advisory, examines how recent data breaches have an affect on how consumers view mobile payments.

Former Google Wallet exec on Poynt with new venture

Former Google Wallet exec on Poynt with new venture

EMV migration in the U.S. has opened the door for a new entrant into the point-of-sale terminal industry.

Restaurants and the mobile revolution

Restaurants and the mobile revolution

Five payments executives discuss how this sector is changing the way it interacts with consumers through technology.

New guide offers a comprehensive view of ATM and mobile integration

New guide offers a comprehensive view of ATM and mobile integration

The free downloadable publication includes 53 pages of survey results, case studies and interviews with innovators in the areas of ATM and mobile channel integration and branch reinvention.

MCX defends business model, talks email hack

MCX defends business model, talks email hack

CEO Dekkers Davidson said retail partners makes their own choices about aligning with the consortium and accepting other forms of payment.

Two merchants axe NFC support as MCX looms

Two merchants axe NFC support as MCX looms

CVS and Rite Aid turned off NFC support this past week, raising the ire of Apple supporters who vowed to take their business to Walgreens.

What does Apple's new mobile wallet mean for restaurants?

What does Apple's new mobile wallet mean for restaurants?

Seth Priebatsch, LevelUp's Chief Ninja, wrote about his outlook for Apple Pay.

When Apple Pay met MCX

When Apple Pay met MCX

Ed Busby, the former chief commerce office at Isis (now Softcard), believes both emerging mobile wallets need to work together to ensure success.

Apple Pay: A short-term wallet plan for 500 banks?

Apple Pay: A short-term wallet plan for 500 banks?

Costs associated with the Apple partnership might accelerate financial institutions' plans to release their own wallets, maybe with some help from merchants.

Five trends in mobile payments worldwide in 2014

Five trends in mobile payments worldwide in 2014

Michelle Evans, senior consumer finance analyst at Euromonitor International, examines the key areas in the market as the year enters the final quarter.

Don't hand Apple Pay the mobile payments title just yet

Don't hand Apple Pay the mobile payments title just yet

Consumer behavior and the Android users will affect how mobile payments will shake out going forward.

5 for 5: Apple rules the roost

5 for 5: Apple rules the roost

It's time for a look back at the most-read articles on Mobile Payments Today in September, and what we can learn from them.

Proxama finds mobile opportunities in North America

Proxama finds mobile opportunities in North America

Company will expand outside of the U.K. and offer its mobile proximity services in Canada and the U.S., as Apple Pay, BLE beacons, EMV migration and HCE shake up both markets.

HCE support could reach 85% of smartphones

HCE support could reach 85% of smartphones

Marcelo Delima from Sequent discusses how HCE is available on more Android-supported smartphones.

LevelUp's Passbook integration goes live with Capital Teas

LevelUp's Passbook integration goes live with Capital Teas

Apple's mobile wallet gives merchant-branded prepaid cards a chance to compete with the card networks in the same space.

Paydiant's large role in mobile payments

Paydiant's large role in mobile payments

The company's CEO recently spoke with Mobile Payments Today about his work with the Merchant Customer Exchange, Subway and what the future holds for this industry.

Mobile payments looks for signs of life as the industry moves on

Mobile payments looks for signs of life as the industry moves on

Ed Busby, the former chief commerce office at Isis (now Softcard), examines what the industry might expect to happen in the next year as Apple Pay emerges.

MNOs face some uncertainty with mobile wallets

MNOs face some uncertainty with mobile wallets

U.K. joint-venture Weve changes direction on its plans as Apple Pay (and HCE) alter the payments value chain.

Apple Pay creates new opportunities for marketers

Apple Pay creates new opportunities for marketers

Now might be a good time for marketers to get to know Passbook better.

The mobile commerce revolution: Are you prepared?

The mobile commerce revolution: Are you prepared?

Steve Gurley, CEO and Chief Consultant for Pyrim Technologies, offers 10 questions to help one determine their level of understanding and preparedness for the coming mobile storm.

Incorporating mPOS for a true omnichannel experience

Incorporating mPOS for a true omnichannel experience

Scott Holt, vice president of marketing at ROAM, discusses how important it is for retailers to make things as easy as possible for consumers.

Apple Pay: Is it enough?

Apple Pay: Is it enough?

Rick Oglesby, senior research analyst for Double Diamond Payments Research, examines what Apple's recent announcement means for mobile payments.

Softcard seeks an Apple hand

Softcard seeks an Apple hand

Mobile Payments Today Editor Will Hernandez examines some challenges potentially facing the mobile wallet on Apple's new iPhone 6.

Apple Pay explodes onto the scene

Apple Pay explodes onto the scene

Apple intros mobile wallet capabilities that combine NFC, Passbook and Touch ID. Company has support from banks, major card issuers and retailers.

Gemalto wants to connect the world

Gemalto wants to connect the world

Digital security company releases new service to bring industry stakeholders together for NFC-enabled mobile payments.

Apple is the main event, but don't forget the undercard

Apple is the main event, but don't forget the undercard

Mobile Payments Today Editor Will Hernandez reviews what has been an exciting week for the future of mobile payments.

Apple and NFC: 10 key considerations for retailers

Apple and NFC: 10 key considerations for retailers

Ed Busby, founder of Hudson Mobile Advisory, lays out a plan for merchants to accept mobile payments.

Can smart cards bypass mobile?

Can smart cards bypass mobile?

The ability to securely download apps to a consumer's smart card has been demonstrated. But why is this important to a market that is already moving toward mobile payment?

Host Card Emulation: A solution for the 90%

Host Card Emulation: A solution for the 90%

Marcelo De Lima, vice president of marketing for Sequent Software, believes HCE can better connect the mobile consumer and retail stores.

Summit to take a deep dive into the future of ATM and mobile technologies

Summit to take a deep dive into the future of ATM and mobile technologies

The second annual ATM & Mobile Innovation Summit in September will feature experts with exceptional depth of knowledge in areas of innovation, security, compliance and regulation.

How will HCE affect mobile payments security

How will HCE affect mobile payments security

Simon Keates, principal consultant for mobile security at Thales e-Security, discusses some of the challenges involved with this technology.

Isis needs a phoenix-like reincarnation for its mobile wallet

Isis needs a phoenix-like reincarnation for its mobile wallet

Shaunt M. Sarkissian, Founder & CEO of mobile payments technology company Cortex MCP, believes Isis can change the conversation for the better about mobile payments despite unfortunate circumstances.

Apple in payments: Bluetooth edition

Apple in payments: Bluetooth edition

Cherian Abraham from Experian Global Consulting examines how Apple might enable payments at the point-of-sale in the next iPhone.

LevelUp gives startups a break with new enrollment program

LevelUp gives startups a break with new enrollment program

Loyalty and mobile payment provider continues focus on QSR sector.

Alipay's mobile ticketing plans could have an impact outside the Far East

Alipay's mobile ticketing plans could have an impact outside the Far East

Alibaba's payments arm is involved in a transit pilot in 30 cities across China.

Leave my physical wallet at home? No thanks

Leave my physical wallet at home? No thanks

Mobile Payments Today Editor Will Hernandez addresses one particular marketing issue that is backfiring on mobile wallet providers.

Apple in payments: a disruptor's dilemma

Apple in payments: a disruptor's dilemma

Cherian Abraham, who is the mobile commerce and payments lead at Experian Global Consulting, dives into what we could see happen in the next iPhone.

Banks lag behind retailers, telcos in providing mobile wallets

Banks lag behind retailers, telcos in providing mobile wallets

The trade group Mobey Forum advises financial institutions to reconsider the role prepaid plays in mobile financial services.

Brazil's mobile payments market comes into focus after regulations

Brazil's mobile payments market comes into focus after regulations

Mobile network operators, bank card issuers, acquirers and the card brands are working together on a variety of projects.

What would Apple's rumored mobile payments play mean for credit card networks?

What would Apple's rumored mobile payments play mean for credit card networks?

Tech giant has a filed patent that shows small loans could play key role in new system.

HCE threatens to upset carriers' NFC payments applecart

HCE threatens to upset carriers' NFC payments applecart

Over the past few years, an inestimably large amount of media attention has been devoted to the staggering enormity of the mobile payments opportunity in general and the immense promise of Near Field Communications-based payments in particular. Far from cashing...

Russia's Sberbank first major FI to invest in HCE

Russia's Sberbank first major FI to invest in HCE

Bank's partnership with Sequent Software will enable it to launch an NFC/HCE mobile wallet later this year.

MCX wants to be the world's most accepted mobile wallet

MCX wants to be the world's most accepted mobile wallet

Company executive sheds some light on merchant consortium's plans.

Tokens and traditionalists in the NFC/HCE argument

Tokens and traditionalists in the NFC/HCE argument

Two recent comments led to this commentary. One was by David Marcus of Paypal, who long held fast to his belief that NFC-based payments had high barriers to entry such as cost and complexity while offering very little upside.

Isis is still rolling on the mobile track

Isis is still rolling on the mobile track

Wallet provider says 20,000 new activations happen daily.

Amazon's potential mobile payments plans start with good brand standing

Amazon's potential mobile payments plans start with good brand standing

The online retail leader has a chance to make an immediate impact with an mPOS product.

Out of Africa: Why NFC will fail and simplicity will be the winner

Out of Africa: Why NFC will fail and simplicity will be the winner

Despite the much publicized consumerization of IT and the growing domination of mobile in the online world, progress with mobile payments always seems pretty slow. Sure, we see high growth numbers but from a low user base.

PayPal president has change of heart regarding NFC

PayPal president has change of heart regarding NFC

David Marcus still prefers BLE technology above everything else. 

Apple will change consumers' behavior about contactless mobile payments

Apple will change consumers' behavior about contactless mobile payments

No matter what you think of Apple and its products, you cannot deny the fact the company changes consumers' behavior. And it will do the same for mobile payments one way or the other. A couple of weeks ago I spoke with Dr.

LevelUp cuts payment processing fee

LevelUp cuts payment processing fee

Mobile payments provider improves transaction model to lower costs for merchants.

HCE should jump-start mobile payments for banks

HCE should jump-start mobile payments for banks

Financial institutions now have a way to bypass the secure element owned by telcos.

What is Apple up to in payments?

What is Apple up to in payments?

Research firm charts roadmap for Apple's role in payments industry.

Wearables offer a different kind of mobile payment

Wearables offer a different kind of mobile payment

Smartwatches, bracelets and even glasses are changing how we pay and access financial information.

Mobile is lead driver for changes in payments technology

Mobile is lead driver for changes in payments technology

Google, VeriFone and ETA execs lay out what companies need to focus on going forward

Loyalty schemes will drive mobile wallet adoption

Loyalty schemes will drive mobile wallet adoption

Consumer uptake of mobile payments will be directly related to the added value received from using mobile wallets.

Is China's QR-code ban about security or lost revenue?

Is China's QR-code ban about security or lost revenue?

China's central bank is rethinking some rules regarding mobile payments initiated by third parties.

Mobile payments taking off in the UK

Mobile payments taking off in the UK

A number of mobile initiatives in the UK is driving consumers there to use their smartphones for payments.

Galveston sees payback from mobile parking payments app

Galveston sees payback from mobile parking payments app

Texas city skips parking meters altogether and goes straight to mobile payments, sees rapid adoption by motorists.

HCE: We're not in Kansas anymore

HCE: We're not in Kansas anymore

A mobile payments analyst offers perspective on the meaning and approach of the latest HCE news from Visa and MasterCard.

BestFit Mobile, Shelfbucks in iBeacon pilots with major retailers

BestFit Mobile, Shelfbucks in iBeacon pilots with major retailers

Texas-based startups' beacons support iBeacon, BLE and NFC communications technologies, are rolling out to stores now.

Cardis to launch low-value payments platform in US

Cardis to launch low-value payments platform in US

After European trials, Dutch start-up sees chance to help U.S. retailers save on payment processing fees.

Royal Canadian Mint conducts crypto-currency trial

Royal Canadian Mint conducts crypto-currency trial

Participants encouraged to use government-backed virtual currency for low-value and P2P payments.

Sometimes, cash still matters

Sometimes, cash still matters

An American abroad describes her EMV (mis)adventures.

BLE vs. NFC: The future of mobile consumer engagement now [infographic]

Bluetooth Low Energy (BLE) and Near Field Communications (NFC) are playing a key role in helping mobile technologies redefine how businesses and consumers engage with one another.

A bigger issue than payment security

A bigger issue than payment security

"It's not true that security is paramount," says George Wallner, CTO of Loop. (From the ATM & Mobile Executive Summit.)

Mobile payments can fight fraud where EMV can't

Mobile payments can fight fraud where EMV can't

EMV deployment is a flawed approach and a fatal distraction to both issuers and consumers.

NRF 2014: Day One

NRF 2014: Day One

Mobile payments are well represented at the Big Show, at least in name.

5 potential game-changers for mobile payments in 2014

5 potential game-changers for mobile payments in 2014

The rapidly shifting mobile payments landscape means we should expect some big things this year.

The top 10 mobile payments stories from 2013

The top 10 mobile payments stories from 2013

NFC was top of mind for readers, but what else struck their fancy? Here's a look at the most-read stories from last year.

What does 2014 hold for mobile payments?

What does 2014 hold for mobile payments?

Is NFC dead? Is EMV alive? Will BLE rule? And will you be assimilated? Our experts weigh in.

New debit alliance aims for communal EMV standard

New debit alliance aims for communal EMV standard

Deliberation over the new payment standard may be tedious, but it is essential, DNA founding member says.

Looking back at mobile payments in 2013

Looking back at mobile payments in 2013

Insiders weigh in on the year's biggest stories and trends.

NFC: It's hiding in plain sight

NFC: It's hiding in plain sight

Though many consumers don't realize it, proximity tech is already driving mobile payments, and making them safer.

5 for 5: The most-read mobile payments stories from November

5 for 5: The most-read mobile payments stories from November

Take a look at the most popular mobile payments content from last month.

When a telco turns to banking

When a telco turns to banking

Rogers Communications, first Canadian MNO to gain banking license, looks to disrupt an entire industry.

What Android's KitKat means for NFC

What Android's KitKat means for NFC

Pundits have focused on carrier end run but missed the upside for merchants, others.

EMV migration creating business opportunities

EMV migration creating business opportunities

Changing U.S. landscape has companies on the march.

Recent announcements place NFC payments on life support

Recent announcements by leading players in the payments industry indicate that NFC's prospects for any sort of sustainable future are becoming increasingly dim. It all began in with press announcements in August when Apple and PayPal continued to reaffirm their...

Gemalto exec talks tech-agnostic mobile payments at Money2020

Gemalto exec talks tech-agnostic mobile payments at Money2020

Gemalto provides end-to-end digital security solutions designed to make personal interactions more convenient, secure and enjoyable. In this video, recorded during the Money2020 conference in Las Vegas, Gemalto Marketing Director Naomi Lurie talks with Mobile Payments Today Editor Cary Stemle...

Paying for 'coffee,' NFC-style

Paying for 'coffee,' NFC-style

An impromptu 'tap-and-go' tour makes mobile payments real.

Will Isis NFC bet force merchants' hands? (Analysis)

Will Isis NFC bet force merchants' hands? (Analysis)

Recent Chase, AMX announcements suggest digital wallet provider expects issuers and cardholders to drive U.S. adoption.

Rêv sees opportunities in mobile-enabled prepaid travel cards

Rêv sees opportunities in mobile-enabled prepaid travel cards

Savvy flyers are using smartphones to manage accounts, company president says.

Desjardins becomes first Canadian FI to announce multi-carrier NFC

Desjardins becomes first Canadian FI to announce multi-carrier NFC

While larger competitors move cautiously toward contactless payments, the Quebec-based financial cooperative plows ahead.

Journey into the near future of mobile payments [infographic]

Journey into the near future of mobile payments [infographic]

From shopping on their phones to ditching change at the parking meter, consumers are embracing mobile payments for an ever larger number of daily tasks.

5 ways mobile technology will affect the ATM

5 ways mobile technology will affect the ATM

A new white paper addresses basics of ATM/mobile convergence; an upcoming summit will address the more complicated aspects.

Mobile payments don't depend on Apple, but Apple will soon depend on mobile payments

Mobile payments don't depend on Apple, but Apple will soon depend on mobile payments

As per the last count (and I keep track of this stuff) there are 47 misconceptions, misunderstandings, and myths about Apple when it comes to mobile payments. I’m not going to bore you with all 47, but we can hit the highlights on three which have recently been brought to the forefront.  1.

Google Wallet kills plans for a plastic card

Google Wallet kills plans for a plastic card

Following the departure of its chief, Google Wallet drops plans to introduce a branded card.

M&S commits to contactless, mobile payments

M&S commits to contactless, mobile payments

Retailer announces it has completed deployment of contactless terminals in its U.K. stores.

Will mobile payment adoption come from a vending machine?

Will mobile payment adoption come from a vending machine?

USA Technologies sees 'self-service retail' as a good test case for mobile payments.

Add NFC to carrier billing for txtNation's new mobile payment recipe

Add NFC to carrier billing for txtNation's new mobile payment recipe

TxtNation partners with RapidNFC to bring U.K. consumers a hybrid carrier billing and NFC payment solution. 

MasterCard's new wallet fee: taxing the competition?

MasterCard's new wallet fee: taxing the competition?

MasterCard has opened a new front in the wallet war — a fee upon mobile wallet operators. The new "staged digital wallet operator annual network access fee" (SDWOANAF? A horrible acronym if ever there was one) is a kind of...

New Samsung Galaxy S4 phone includes NFC, innovative barcode technology

New Samsung Galaxy S4 phone includes NFC, innovative barcode technology

New Samsung smartphone adds a number of features that may spur mobile payment adoption.

Return of NFC: The Curse of the Secure Element

Return of NFC: The Curse of the Secure Element

This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring an SE — and the lack of any real detail around how it plans to achieve that goal. I am not privy...

New EMV dates from Visa could have broader implications for NFC

New EMV dates from Visa could have broader implications for NFC

Card brand tightens timeframe for U.S. move to new security standard.

Google Wallet takes off the training wheels

Google Wallet takes off the training wheels

At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my "Citi MasterCard" online. As other Google Wallet aficionados may recall (Bueller..? Bueller..?), Citi was the lone standout in Google Wallet's journey to the cloud and its race to conformity.

Will m-payments replace cash? Survey provides mixed answer.

Will m-payments replace cash? Survey provides mixed answer.

Harris Interactive poll shows consumers see a cashless, cardless future thanks to mobile payments

LevelUp and First Trade Union Bank partner on custom mobile payment app

LevelUp and First Trade Union Bank partner on custom mobile payment app

Mobile payment startup gains new financial institution partner.

Bill & Ted’s Mobile NFC Transit & Ticketing Adventure

Bill & Ted’s Mobile NFC Transit & Ticketing Adventure

We are excited about the impact that mobile and near field communication (NFC) technology could have on the transit and ticketing sector. Following Bell ID’s recent acquisition of smart card solutions company, Ecebs, we wanted to share our vision for...

Report: mobile payments to hit $1 trillion by 2017

Report: mobile payments to hit $1 trillion by 2017

New forecast predicts m-commerce will grab largest share of mobile payments growth.

CETW12: NFC isn't just about mobile payments

CETW12: NFC isn't just about mobile payments

Consumer engagement experts see NFC as a technology with uses beyond enabling mobile payments.

Vodafone to launch biggest mobile wallet next year

Vodafone to launch biggest mobile wallet next year

Carrier partnering with CorFire and Gemalto to offer mobile wallet to its 400 million subscribers.

Let's talk about fraud

Let's talk about fraud

I am in Vegas and I am fascinated by my room key. This is not the usual "insert into the slot, wait for it turn green or hear it chime" key cards; these are 'tap and hold to a door scanner till the door opens' RFID key card.

Isis announces its pilot programs are now up and running

Isis announces its pilot programs are now up and running

Isis flips the switch in test markets Austin and Salt Lake City.

Google, Discover to announce joint payment method (UPDATED)

Google, Discover to announce joint payment method (UPDATED)

(UPDATED) Companies partnering on making Google Wallet more accessible in the offline world.

Why is Isis a big deal?

Why is Isis a big deal?

Contrary to what may be said, Isis is a big deal for mobile payments.

Swipe out?

If NFC isn't dead, it's fair to describe it as not feeling very well. The mobile payments industry floats on oceans of hype and buoyed expectations as any industry in its infancy must.

MasterCard links up with another carrier: Japan's NTT DOCOMO

MasterCard links up with another carrier: Japan's NTT DOCOMO

Card giant adds another mobile provider to its web of carrier partners.

Oh no! Here we go again

Oh no! Here we go again

Mobile Payments Today recently had an article entitled: "Wal-Mart Exec Says ‘No’ to Google Wallet, NFC." Not long after the article was published, I had people flooding my in-box with both shrieks of panic saying: "Oh no! You’re doomed!" and...

Walmart exec says 'no' to Google Wallet, NFC

Walmart exec says 'no' to Google Wallet, NFC

Mike Cook, head of Walmart's payment business, says company isn't interested in replicating current payment system.

MTS and MasterCard say 'da' to NFC mobile payments in Russia

MTS and MasterCard say 'da' to NFC mobile payments in Russia

The NFC payment market in the U.S. may be in some disarray, but it's a big world. Russian carrier MTS has partnered with global payment brand MasterCard to introduce mobile payments using near field communications technology to its 100 million...

Is a contactless ATM inevitable?

Is a contactless ATM inevitable?

Bank of America seems to think so; the FI has filed a patent application for a 'Contactless Automated Teller Machine.'

Five reasons the iPhone 5 excludes NFC

Five reasons the iPhone 5 excludes NFC

Based on Apple's press conference on September 12, their strategy can be described as: change customer behavior now, encourage an upgrade later. The Apple wallet is going to be called “Passbook.” It works without an NFC chip, relying instead on...

But they didn't

But they didn't

Apple could have done so much more with its newest iPhone.

Isis pilot on hold again

Isis pilot on hold again

Carrier mobile payment effort pushes launch of pilot program to October at the soonest.

New iPhone features Passbook but no NFC

New iPhone features Passbook but no NFC

Apple unveils a new design for its flagship phone but doesn't include near field communications.

10 things you (and maybe Google!) didn't know Google Wallet can do

10 things you (and maybe Google!) didn't know Google Wallet can do

On a normal business day I probably have a meeting or call with at least half a dozen companies, and the first thing they think of when I mention NFC is mobile payments. More specifically, they always correlate Google Wallet with NFC.

How mobile POS and payment systems prevent fraud

How mobile POS and payment systems prevent fraud

Mobile payment technologies actually provide more safeguards than current payment methods.

Personetics makes banking a multichannel affair

Personetics makes banking a multichannel affair

Company's "digital banker" app puts mobile in the middle of a multichannel strategy.

EU says OK to UK mobile payment joint venture

EU says OK to UK mobile payment joint venture

British mobile payment collaboration between wireless carriers clears regulatory hurdle.

Apple's victory over Samsung may yet be a win for NFC

Apple's victory over Samsung may yet be a win for NFC

Thanks to the recent judgment in Apple's lawsuit against Samsung, next month we could see a potential import ban placed on Samsung on top of the damages awarded to Apple. So how is this a good thing for mobile payments...

Quick Tap opens up

Quick Tap opens up

U.K.'s first NFC payment scheme gets a new device and is now available to any U.K. bank customer.

MasterCard forms mobile payment partnership with UK carrier Everything Everywhere

MasterCard forms mobile payment partnership with UK carrier Everything Everywhere

Companies ink exclusive five-year deal to accelerate mobile payments in the U.K. 

Olympic lesson: cashless doesn't mean painless

Olympic lesson: cashless doesn't mean painless

Visa's efforts to encourage mobile and electronic transactions at the Olympics earn a bronze at best.

Major merchants launch their own mobile payment method

Major merchants launch their own mobile payment method

Wal-Mart, Target, Best Buy announce Merchant Customer Exchange to compete with Google Wallet, Isis.

Isis, it's not you; it's your business model

Isis, it's not you; it's your business model

Is Google Wallet making a comeback before Isis even shows up?

Switch to decaf. This isn't the end of NFC.

Switch to decaf. This isn't the end of NFC.

The partnership between Starbucks and Square won't stop NFC for mobile payments.

NFC takes a shot in the belly

NFC takes a shot in the belly

The Square and Starbucks deal makes NFC a lot less attractive.

Rebooted Google Wallet now accepts any credit card

Rebooted Google Wallet now accepts any credit card

New features let users link any major card to their mobile wallet.

Moneto - an NFC wallet for the iPhone

Moneto - an NFC wallet for the iPhone

Editor James Wester looks at the Moneto mobile wallet, a case containing a microSD chip and an NFC antenna. The mobile wallet comes with a prepaid MasterCard and lets iPhone users experience an NFC-enabled mobile payment product.  Visit the Moneto site here.

TRAVIK (Sixpack) is dead; long live...?

TRAVIK (Sixpack) is dead; long live...?

What's next for MNOs and banks looking to offer NFC payments?

Credit card settlement may benefit mobile, alternative payment methods

Credit card settlement may benefit mobile, alternative payment methods

Agreement between retailers, card brands and issuers may help new payment types gain a foothold.

Paydiant secures $12M in Series B financing

Paydiant secures $12M in Series B financing

Mobile wallet provider lands money to help build out merchant partnerships.

Why carriers will (not) partner with Google Wallet

Why carriers will (not) partner with Google Wallet

Is there a value to carriers to offer a service that cuts them out of mobile payments?

Mobile money: from infancy to intrinsic

Mobile money: from infancy to intrinsic

Will Apple's Passbook move mobile money out of its infancy?

Watch Google I/O live

Watch Google I/O live

Watch the live feed from Google's annual developer gathering.

Is Apple tipping its NFC hand?

Is Apple tipping its NFC hand?

If you look at some of Apple's patents over the last year, you see NFC everywhere.

Google to announce Google Wallet reboot

Google to announce Google Wallet reboot

Company to show off changes to its digital wallet at Google I/O developer conference this week.

NFC beyond payment – Bill & Ted’s NFC adventure

NFC beyond payment – Bill & Ted’s NFC adventure

Currently, the hype around near field communication (NFC) is largely centred on mobile wallets and other payment applications, yet the technology is capable of offering so much more to consumers’ daily lives. Let’s consider a scenario – old friends are...

iCarte: contactless payments for iPhones

iCarte: contactless payments for iPhones

There were a lot of rumors around iPhone’s new version iPhone 4 that it would come with an NFC chip, but unfortunately it didn’t. It’d be a huge step for the contactless space, and could also be a huge step...

Gartner predicts significant mobile payment growth through 2016

Gartner predicts significant mobile payment growth through 2016

Analysts predict mobile payment transactions will surpass $171.5 billion globally by 2016.

CTIA 2012: ViVotech and the world of NFC

CTIA 2012: ViVotech and the world of NFC

Mark Wozniak from ViVotech joined us from the CTIA Wireless 2012 show in New Orleans to discuss the company's efforts to improve the shopping experience with NFC. (And if you watch closely, you'll see the world's most clueless man walk into the shot. Such are the circumstances when you get 25,000 people walking through a conference.) 

Apple using Bluetooth for payments: the worst idea

Apple using Bluetooth for payments: the worst idea

People really think Apple is going with Bluetooth for payments?

Mobile payment conferences: déjà vu all over again

Mobile payment conferences: déjà vu all over again

Everyone's talking about mobile payments, but who are they talking to?

Moving beyond lip service: mobile wallets and the under/unbanked

Moving beyond lip service: mobile wallets and the under/unbanked

Everyone and their uncle are tripping over themselves in a race to launch a mobile wallet, or at least talk about an intent to produce one in time. Judging by the number of initiatives out there (or soon to be),...

BlackBerry World 2012

BlackBerry World 2012 was a surprisingly robust and upbeat affair given the travails of Research in Motion as of late. 2011 was such a disastrous year for the company that it was tempting to speculate that the choice of Waterloo...

Amex puts its cards in Isis mobile wallet

Amex puts its cards in Isis mobile wallet

American Express cardmembers will have access to the Isis network when it launches.

Google Wallet: Connecting the dots in Generation-M

Google Wallet: Connecting the dots in Generation-M

Mobile payments still has a few wrinkles that need to be ironed out.

Commentary: Mobile payments and low value transactions

Commentary: Mobile payments and low value transactions

How to complete the picture by adding an economically viable low-value payments capability to mobile payments

Barclaycard launches m-payment stickers in the UK

Barclaycard launches m-payment stickers in the UK

PayTag program makes NFC-enabled mobile payments available for any phone.

Wake up, Google! Part 3

Wake up, Google! Part 3

What does Google do with Google Wallet now?

Wake up, Google! Part 2

Wake up, Google! Part 2

What can Google do with Google Wallet now?

Wake up, Google!

Wake up, Google!

What can Google do with Google Wallet now?

ROAM Data releases first combo card reader

ROAM Data releases first combo card reader

Mobile POS maker launches a dongle that can read mag stripe and NFC data.

Bold statement from an industry leader

Bold statement from an industry leader

When VeriFone speaks, they often reveal the next advances in Mobile Commerce. They spoke clearly at the GSMA conference earlier this month regarding both Near Field Communications (NFC) and Mobile Network Operators (MNOs). In October of 2010 when VeriFone announced...

NFC and EMV face ambivalence, uncertainty

NFC and EMV face ambivalence, uncertainty

Article says lack of standards still dogs the next big things in payments.

Commentary: Reconsidering the role of the trusted service manager

Commentary: Reconsidering the role of the trusted service manager

Bell ID's David Worthington looks at TSMs, and how the role might need to change.

The high stakes world of mobile payments [Infographic]

The high stakes world of mobile payments [Infographic]

Many companies are going "all-in" for a share of the mobile payments jackpot.

Isis & Google Wallet: compare and contrast NFC payment solutions

Isis & Google Wallet: compare and contrast NFC payment solutions

Which digital wallet in the U.S. has the edge as NFC reaches its tipping point.

Pay Industry Pressure Past the Red Line (and Growing)

Pay Industry Pressure Past the Red Line (and Growing)

Published with permission from the author. This post originally appeared on peHUB. The payments industry manages almost $5.5 trillion in the US every year, and about $13 trillion worldwide.

Apple iWallet - The giant awakes?

Is Apple getting in the mobile payment game?

Mobile payments: some will succeed, some will fail

Mobile payments: some will succeed, some will fail

Not every use case for mobile payments is destined to be a winner.

Isis makes magic at SXSW

Isis makes magic at SXSW

NFC mobile payment provider Isis used this year's SXSW festival as a bit of a coming out party. The company — a joint venture between Verizon Wireless, T-Mobile USA and AT&T Mobility — had a large booth presence and sponsored...

How Isis works

How Isis works

In preparation for its grand unveiling later this year, Isis has been all over. The company recently released this promotional video showing how the Isis Mobile Wallet works. 

Carriers: We're here to help!

Carriers: We're here to help!

Carriers view mobile payments as a new way to stay relelvant. But will they?

Will telcos avoid the dumb pipe trap with mobile payments?

Every February, the mobile industry puts on its finest display of new tech and services at the Mobile World Congress, which took place this year in Barcelona. If you are addicted to all things mobile, this show is a your...

Vodafone, Visa form world's largest payment m-payment partnership

Vodafone, Visa form world's largest payment m-payment partnership

Payment provide and MNO to bring mobile payments to nearly 400 million subscribers.

Boku and MasterCard team up on mobile payment solution for carriers

Boku and MasterCard team up on mobile payment solution for carriers

Boku Accounts brings offline, online, NFC and P2P all together for mobile network operators.

Google responds to Wallet security issues

Google responds to Wallet security issues

Google Wallet VP Osama Bedier posts statement on app's vulnerabilities.

A second Google Wallet security issue...

A second Google Wallet security issue...

...and this time it's not just on rooted phones.

Apple Payments, or How I stopped worrying and learned to love the uncertainty

When Steve Jobs died in 2011, it was a media event of huge proportions. People and pundits flooded the internet, airwaves and print with testimonials and appreciations of his accomplishments, evoking comparisons to titans of industry like Thomas Edison and...

Visa, Monitise to offer more mobile services to FIs

Visa, Monitise to offer more mobile services to FIs

Companies to offer "one-stop mobile solution" for payment processing partners.

IPhone 5, NFC and IWallet - pick any two

IPhone 5, NFC and IWallet - pick any two

Being on Week 3 of a self imposed Google Wallet embargo, I had instead been writing about the ongoing turf wars between platform providers and carriers, which is starting to sound like an episode of "Mob Wives." Though the bulk...

MasterCard makes ordering popcorn easier with m-payment app

MasterCard makes ordering popcorn easier with m-payment app

MC joins with Commonwealth Bank and Hoyt Corporation to launch new line-busting app at Australian cinemas.

Are retailers focusing on the wrong value for mobile in retail locations?

Are retailers focusing on the wrong value for mobile in retail locations?

For retail, 2012 is all about mobile, mobile, mobile. But are they doing it all wrong by focusing on something that’s destined to fail? No, I’m not saying mobile phones in consumer's hands, and retailers pushing services onto those phones, will fail.

NFC kiosks in Japan have helped mobile payment adoption

NFC kiosks in Japan have helped mobile payment adoption

I recently read several articles about the slow adoption of mobile and NFC payment in the U.S. including the following - Hold onto your wallets: Mobile payments seeing slow adoption. In Japan, NFC (more precisely NFC-F which is different from NFC-A and -B used in the U.S.) has been enthusiastically adopted nationwide over the last 10 years.

DeviceFidelity partners on NFC mobile wallet

DeviceFidelity partners on NFC mobile wallet

Company joins SpringCard Systems and MasterCard to offer NFC payments to Android, iPhone users.

On the road with Google Wallet

On the road with Google Wallet

I rode about 900 miles in the last four days, cutting across Virginia, Maryland, Pennsylvania and New Jersey to be together with my family for Christmas. I figured this would be a good time to put my new Galaxy Nexus and the Google Wallet app through its paces.

Was 2011 the Year of Mobile Payments?

Was 2011 the Year of Mobile Payments?

2011 may not have been the year of mobile payments, but it certainly was a year of mobile payments.

PayPal tests new NFC mobile payment app

PayPal tests new NFC mobile payment app

The company is launching a pilot program using NFC technology to enable in-store purchases.

Gemalto partners with Isis as TSM for mobile payment scheme

Gemalto partners with Isis as TSM for mobile payment scheme

Company to play necessary security role in NFC mobile payment network.

Industry group looks at evolving mobile payment models

Industry group looks at evolving mobile payment models

Mobey Forum says success in mobile payments depends on owning the secure element.

Verizon says

Verizon says "No" to Google Wallet (UPDATED)

Wireless carrier puts the kibosh on mobile payment app on new Galaxy Nexus phones.

MasterCard and mFoundry join to provide FIs a mobile banking and payment option

MasterCard and mFoundry join to provide FIs a mobile banking and payment option

Companies partner to expand mobile payments to mobile bank customers.

Trouble brewing for Google Wallet

Trouble brewing for Google Wallet

How does Google Wallet surmount the growing number of obstacles to adoption?

Mobile payments via SIM card: opportunity or failure right out of the gate?

Mobile payments via SIM card: opportunity or failure right out of the gate?

Is it too late for mobile payments via contactless SIM cards?

Analyst David Schropfer addresses m-payment future

Analyst David Schropfer addresses m-payment future

Schropfer: Outside pressures and new revenue opportunities will spur mobile payment growth.

MasterCard and Intel partner on payment technologies

MasterCard and Intel partner on payment technologies

Companies team up to make online, mobile payments easier and more secure.

Isis says it continues to make progress

Isis says it continues to make progress

Mobile payment network says it has issuers lined up and isn't worried about competition at this point.

PayPal's updated Android app has NFC P2P

PayPal's updated Android app has NFC P2P

With new release, company includes functionality it demonstrated in July.

Google Wallet: A missed opportunity?

Google Wallet: A missed opportunity?

Despite the fanfare, the Google Wallet isn't a total success.

MasterCard's Woo talks mobile strategy, future

MasterCard's Woo talks mobile strategy, future

The company's head of mobile strategy defines MasterCard's role in the industry.

Isis should be helping Google, for their benefit

Isis should be helping Google, for their benefit

Isis should cooperate with Google and let them do all the heavy lifting

Kaching! Australia's Commonwealth Bank unveils all-in-one mobile payment product

Kaching! Australia's Commonwealth Bank unveils all-in-one mobile payment product

FI offers first mobile payment app that combines NFC, P2P and mobile banking features

OfficeMax exec discusses factors in implementing Google Wallet

OfficeMax exec discusses factors in implementing Google Wallet

OfficeMax VP of direct and loyalty marketing talks about the company's decision to offer the Google Wallet.

Google Wallet Taps Its Way Through NY and SF

Google Wallet Taps Its Way Through NY and SF

Google put out a video showing shoppers in San Francisco and New York City experiencing the Google Wallet first hand.

The mobile wallet changes everything for FIs, but not so good for the wallet makers

The mobile wallet changes everything for FIs, but not so good for the wallet makers

Financial institutions have big opportunities in mobile wallets, but will the wallets themselves become a commodity?

Paycloud brings mobile loyalty and gift-card tech to smaller retailers

Paycloud brings mobile loyalty and gift-card tech to smaller retailers

The mobile marketing app lets consumers aggregate loyalty programs and special offers on their smartphones.

Start-up Spotlight: Cimbal

Start-up Spotlight: Cimbal

Start-up Spotlight is a regular column looking at a new company in the mobile payment space. This week: Cimbal

Carrier m-payment JVs face challenges

Carrier m-payment JVs face challenges

International JVs formed to foster NFC mobile payments are running into trouble.

iPhone on Sprint will make Google Wallet accelerate, even without NFC

iPhone on Sprint will make Google Wallet accelerate, even without NFC

Even if it doesn’t include NFC and mobile payments, Apple’s iPhone 5 may still spur mobile payment adoption.

On PayPal taking the mobile payment initiative

On PayPal taking the mobile payment initiative

PayPal's efforts to become a mobile payment leader amount to some savvy PR at the moment.

The Future of Mobile Banking

The Future of Mobile Banking

Basic mobile banking is table stakes for today's FIs. What's the next step for mobile banking?

Analysts question Isis 'news'

Analysts question Isis 'news'

Isis says handset manufacturers HTC, LG, Motorola Mobility, RIM, Samsung Mobile and Sony Ericsson to bring Isis-ready devices to market.

Google Wallet launches, includes Visa and other card brands

Google Wallet launches, includes Visa and other card brands

Google Wallet goes live and will include Visa, Amex and Discover in the near future.

Google Wallet expected to launch today

Google Wallet expected to launch today

The Google Wallet is finally available for consumers today.

Verifone CEO says mobile, contactless to boost company's revenue

Verifone CEO says mobile, contactless to boost company's revenue

Mobile payments seen as significant driver of new revenue for POS provider.

The most important mobile payment infographic. Ever.

The most important mobile payment infographic. Ever.

We at Mobile Payments Today felt it was up to us to cut through the hype and clear things up to define what a mobile payment is. And we knew just how to do it: an infographic.

Drew Barrymore, boreholes and mobile money

Drew Barrymore, boreholes and mobile money

Efforts by actress Barrymore highlight role of mobile money in providing water to remote African villages.

Are Isis and Google really competitors in the mobile wallet biz? Not exactly.

Are Isis and Google really competitors in the mobile wallet biz? Not exactly.

The fight is on between Isis and Google for mobile wallet preeminence. Or is it?

New mobile commerce industry outlook presented at PrePaid Press Expo in Las Vegas

New mobile commerce industry outlook presented at PrePaid Press Expo in Las Vegas

Panelists at the recent Prepaid Expo in Las Vegas provided some insights into where mobile payments is heading.

Is Isis in crisis?

Despite long odds, Isis still has some cards to play.

Narian releases suite of NFC tools for merchants

Narian releases suite of NFC tools for merchants

Narian Technologies looks to provide retail, restaurants with tools to leverage NFC on mobile devices.

Visa to push EMV in US to encourage mobile payment adoption

Visa to push EMV in US to encourage mobile payment adoption

Visa launches three new initiatives to lay the groundwork for mobile payments in the U.S.

Subway ready for mobile payment test

Subway ready for mobile payment test

Sandwich chain begins to roll out Google Wallet, mobile marketing campaign.

Visa CEO says mobile payments are coming, ready or not

Visa CEO says mobile payments are coming, ready or not

Visa CEO Joe Saunders tells analysts the company will see real benefits from mobile payment investment.

PayPal preaches against NFC, but the devil is in the details

PayPal preaches against NFC, but the devil is in the details

PayPal says it is looking at many technologies, including NFC, then days later its parent company comes out and says NFC is "not for commerce." What does it mean? The devil is in the details.

Barclaycard traces the history of money

Barclaycard traces the history of money

Barclaycard is having some fun with contactless payments. The U.K.

CEO says eBay POS solution to launch later this year

CEO says eBay POS solution to launch later this year

Company's PayPal mobile wallet for offline shopping to pilot in '11, rollout in '12.

Visa, MasterCard, Amex and Discover to join Isis

Visa, MasterCard, Amex and Discover to join Isis

Isis announces big four credit card companies will participate in its mobile payment network.

PayPal demos new NFC P2P solution

PayPal demos new NFC P2P solution

PayPal harnesses NFC for its new peer-to-peer payment solution.

DeviceFidelity announces patent for a wide open mobile wallet

DeviceFidelity announces patent for a wide open mobile wallet

DeviceFidelity announces patent for mobile wallet that is independent of any bank, account or device.

There's no such thing as an

There's no such thing as an "alternative mobile payment technology"

Alternative mobile payment technologies? There's only one, no alternatives.

Smartphone wallets? That's so 2010. T-Commerce in Generation-M!

Smartphone wallets? That's so 2010. T-Commerce in Generation-M!

Do you want to be ahead of the curve? Don't think mobile; think tablets.

Barclaycard reintroduces ad to highlight convenience of NFC payments

Barclaycard reintroduces ad to highlight convenience of NFC payments

Barclaycard tweaks ad to give it a mobile payment message

When it comes to mobile payments, the next big bet isn't China or India

When it comes to mobile payments, the next big bet isn't China or India

While China and India may seem like good markets for mobile payments, the real opportunity may be in Latin America.

Google responds to wallet security concerns

Google responds to wallet security concerns

Google answers claims that its new Google Wallet poses a consumer security risk.

The impetus for consumers' involvement in mobile money ecosystems

The impetus for consumers' involvement in mobile money ecosystems

In my first column for Mobile Payments Today, I defined our current decade with a “handle” that summarizes a concept everyone can easily grasp: “Generation-M”. I spoke of how there are many changes taking place and how mobile money, payments...

Google Wallet will be more secure than plastic credit/debit cards

Google Wallet will be more secure than plastic credit/debit cards

The combination of security features in Google's mobile payment product is stronger than plastic cards alone.

Commentary: Merchants must be involved to make mobile payments a reality

Commentary: Merchants must be involved to make mobile payments a reality

For mobile payments to work, millions of payment devices in the field need to either be retrofitted or replaced with NFC capabilities.

The people behind the scenes of the Google Wallet announcement

The people behind the scenes of the Google Wallet announcement

There are a lot of people who deserve credit for the Google Wallet announcement.

Google's wallet becomes a reality

Google's wallet becomes a reality

Google announces its Google Wallet NFC payment product.

Rumors are in; logic is out

Rumors are in; logic is out

Just when I thought most rumors were simply vapid, and would never become completely crazy, along comes the latest rumor about NFC terminals as the "big surprise" for Apple’s store anniversary. When did the tech and finance industries become as...

NFC in the UK

NFC in the UK

Orange and Barclaycard introduce U.K.'s first contactless payment product

Are Apple stores preparing for NFC?

Are Apple stores preparing for NFC?

UPDATED: Rumors are swirling that Apple is bringing NFC to its stores' POS systems.

Visa lays out ambitious new mobile strategy

Visa lays out ambitious new mobile strategy

Visa announces its new strategy for digital wallet and mobile payments.

If Apple waits on NFC, it will be a mistake

If Apple waits on NFC, it will be a mistake

There is no question that Apple will put NFC in either its iPhone in version 5 or 6. Some are saying Apple will wait until version 6 because of the relative infancy of mobile payments, but the questions now facing...

Intuit demos NFC version of GoPayment

Intuit demos NFC version of GoPayment

Intuit releases demo video of GoPayment "reimagined" with NFC capabilities

Isis lowering its sights? Maybe not.

Isis lowering its sights? Maybe not.

The Isis network is reportedly scaling back its plans for its own payment network.

Will retailers use

Will retailers use "tender steering" to control interchange fees?

A process called “tender steering” is new to most retailers.  It means that a retailer can provide incentives to customers to use a particular type of card to pay.

The mobile wallet is killing mobile payments

The mobile wallet is killing mobile payments

We constantly hear about the mythical mobile wallet, an idea that has yet to be truly standardized. Its security has some standards from global platforms, and we are seeing some industry groups try to standardize OTA provisioning and control of keys.

The rumors you're hearing are all true

The rumors you're hearing are all true

Should you trust unnamed sources on mobile payments? Probably.

The key to Amazon's mobile payments strategy: know JACC

The key to Amazon's mobile payments strategy: know JACC

Last week, Bloomberg.com reported that Amazon.com’s “Amazon Payments” unit is working on a mobile solution based on Near Field Communication (NFC). But an analysis of the potential business models and revenues strategy of Amazon all but precludes NFC as the...

VeriFone's Talach speaks of company's role in mobile payments

VeriFone's Talach speaks of company's role in mobile payments

VeriFone VP of Global Product Marketing David Talach discusses mobile payments, security and a minor squabble with Square

Sprint may have just made its smartest move in years

Sprint may have just made its smartest move in years

Today we heard that Sprint Nextel Corp. will be launching NFC based payments this year – not next year, but this year.

Fasten your seat belts, it's going to be a bumpy ride

Fasten your seat belts, it's going to be a bumpy ride

Are NFC payments a foregone conclusion or overhyped fad?

Consumers ready for their mobile close-up

94% of North Americans are ready for Mobile Payments? Yes, with a big caveat.  You may have read recently that Mobio commissioned a survey of 1085 North Americans to solicit their views on mobile payments. Mobio was interested in learning why, despite nearly ten years of hype, growth in mobile payments was not exactly through the roof.

Five mobile payment lessons from CTIA

Five mobile payment lessons from CTIA

Some big takeaways for mobile payments from this year's CTIA Conference in Orlando

CTIA: Merchants face opportunities & confusion in mobile payments

CTIA: Merchants face opportunities & confusion in mobile payments

CTIA panel discusses the possibilities and pitfalls of mobile payment technologies.

Prognosis terminal? Will mobile payments kill the credit card terminal?

Are credit card terminals headed for history's dustbin?

Combining payments and loyalty programs

Combining payments and loyalty programs

How loyalty and convenience will foster mobile payment adoption.

Polishing the Apple: Apple waits on NFC

What new rumors about Apple's NFC plans may mean

Contactless mobile payment services coming to the UK

Contactless mobile payment services coming to the UK

Barclaycard, Everything Everywhere will roll out contactless mobile payment using NFC tech later this year.

Google CEO Eric Schmidt to step down

Google CEO Eric Schmidt to step down

Schmidt will stay on in an advisory role and continue to be a strong proponent of the company's mobile-payment efforts.

Mobile solutions big draw at NRF

Mobile solutions big draw at NRF

Mobile commerce vendors were out in force at NRF expo.

NRF: VeriFone debuts mobile payment solutions (VIDEO)

NRF: VeriFone debuts mobile payment solutions (VIDEO)

The payments giant unveiled its strategy for mobile at an early sneak-peek on NRF opening day.

Telcos launch 'Isis' mobile payments system

Telcos launch 'Isis' mobile payments system

Telecom companies serving 200 million mobile phone customers take on the established payments system in the United States by offering payments via smart phone.

Mobile payment firms sign with AT&T

Mobile payment firms sign with AT&T

The giant carrier signed three processors to pilot deals in a bid to expand payments via smart phone and to send banks a message.

Fifth Third expects to put more shine on Bling Nation's mobile payments

Fifth Third expects to put more shine on Bling Nation's mobile payments

Mobile payments company Bling Nation’s agreement with Fifth Third Processing Solutions will spark Bling’s expansion beyond its current six-state area, said Wences Casares, founder and co-CEO of Bling Nation."This partnership will allow us to reach a large number of financial...

84. NFC, contactless payments

84. NFC, contactless payments

The security of financial data is a huge issue, but so is customer convenience. As retailers struggle to balance these two possibly competing interests, two things are clear.

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