Mobile Payments Today: August's top reads

Mobile Payments Today: August's top reads

It's time for a look back at last month's most-read content on the site.

Mobile Payments Today: July's top reads

Mobile Payments Today: July's top reads

It's time for a look back at last month's most-read content on the site.

World of Money to bring readers the latest news about financial tech

World of Money to bring readers the latest news about financial tech

Newsletter will selectively curate content daily from among the top stories and information sources to bring readers the news they need to succeed in a fast-moving and highly competitive global economy.

Mobile Payments Today: June's top reads

Mobile Payments Today: June's top reads

It's time for a look back at last month's most-read content on the site.

Mobile Payments Today: May's best reads

Mobile Payments Today: May's best reads

It's time for a look back at last month's most-read content on the site.

3 suggestions for the industry to

3 suggestions for the industry to "save" the Pays

Apple Pay, Google Pay and Samsung Pay aren't going anywhere, but U.S. consumers are not enthusiastic about using them at the physical point-of-sale. But the industry could do some things to help bump adoption and incentivize merchants to accept NFC-enabled mobile payments.

Mobile Payments Today: April's best reads

Mobile Payments Today: April's best reads

It's time for a look back at last month's most-read content on the site.

Evolving payments technologies challenge merchants to keep pace with consumers' expectations

Evolving payments technologies challenge merchants to keep pace with consumers' expectations

Retailers must be aware of what's changing in payments to better serve their customers. That was the overarching message to retailers from a group of executives on a panel at the recent Oracle Industry Connect in New York City.

Mobile Payments Today: March's best reads

Mobile Payments Today: March's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Mobile Payments Today: February's top stories

Mobile Payments Today: February's top stories

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Mobile Payments Today: January's top reads

Mobile Payments Today: January's top reads

It's time for a look back at January's most-read articles and blog posts on Mobile Payments Today.

Video: Is the idea of a single mobile payments platform too far-fetched?

Video: Is the idea of a single mobile payments platform too far-fetched?

Some fintech pundits believe that mobile payments players must adopt a single, universal platform as a solid push-start toward global ubiquity. On the other side are industry-watchers who believe that uniformity is the hobgoblin of stunted innovation.

PayPal sets the pace for the payments industry in 2018

PayPal sets the pace for the payments industry in 2018

For a company once known as a threat to the card networks and banks, PayPal is now an ally as it pushes forward with digital payments.

Venmo, Zelle among trending topics in 2017

Venmo, Zelle among trending topics in 2017

Mobile Payments Today takes a look at the top blog posts in 2017.

Best of 2017: Did those predictions about mobile payments come true?

Best of 2017: Did those predictions about mobile payments come true?

Mobile Payments Today takes a look back at the top features on the site throughout the past year.

How the EA Star Wars video game fiasco can be a lesson for banking, fintech

How the EA Star Wars video game fiasco can be a lesson for banking, fintech

Consumers want optimal value for the money they spent on a product. But when that doesn't go their way, expect backlash in a huge way.

Giving control of the payment process back to consumers

Giving control of the payment process back to consumers

The implementation of the new European payments legislation is imminent, affecting the payments industry like never before and bringing the future of banking back into the hands of its consumers.

How card payments are failing the international mobile market

How card payments are failing the international mobile market

Globally, the reliance on card-payment methods is failing merchants and their ability to further monetize. Despite the fact that there are 5 billion phone owners globally, there are only 1.5 billion credit card owners.

Mobile Payments Today: November's top reads

Mobile Payments Today: November's top reads

It's time for a look back at November's most-read articles and blog posts on Mobile Payments Today.

Mobile Payments Today: October's top reads

Mobile Payments Today: October's top reads

It's time for a look back at October's most-read articles and blog posts on Mobile Payments Today.

Money20/20 trends: AI, 'everyday commerce' and security

Money20/20 trends: AI, 'everyday commerce' and security

The bright lights of Las Vegas have gone out on Money20/20 for another year. As always, the event brought together the biggest names in payments and provided unprecedented insight into the future of financial services.

Playing with the 'Pays': The bank approach to mobile payments

Playing with the 'Pays': The bank approach to mobile payments

While there are pros and cons to a bank forging its own way with mobile payments outside the Pays, industry executives on a panel last month at the Bank Customer Experience in Chicago agreed financial institutions should be aware of, and explore, all developments in the industry.

5 excellent reasons — and counting — to attend the upcoming Bank Customer Experience Summit

5 excellent reasons — and counting — to attend the upcoming Bank Customer Experience Summit

And the sixth reason: "Change takes a much longer time coming than you think, and then it happens much faster than you would have thought." It's happening right now for you and your banking customers and BCX is the place to learn how to manage it.

Mobile Payments Today: July's best reads

Mobile Payments Today: July's best reads

It's time for a look back at July's most-read articles and blog posts on Mobile Payments Today.

While fintech investment rises, cash remains king

While fintech investment rises, cash remains king

Fintech investment hit an all-time high in 2016, but has this massive investment translated into consumer adoption? A new study suggests that it might not have — at least, not yet.

Mobile Payments Today: May's top reads

Mobile Payments Today: May's top reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

Mobile Payments Today: April's best reads

Mobile Payments Today: April's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

MCX's CurrentC showed potential with loyalty-based approach

MCX's CurrentC showed potential with loyalty-based approach

When JP Morgan Chase acquired the Merchant Customer Exchange payments technology last month, a 5-year saga came to a bitter end. The payments industry, which has proven difficult to navigate and succeed in over the past decade, claimed another victim.

Mobile Payments Today: March's best reads

Mobile Payments Today: March's best reads

It's time for a look back at last month's most-read articles and blog posts on Mobile Payments Today.

What's in a name for Masterpass, Venmo and Zelle?

What's in a name for Masterpass, Venmo and Zelle?

Venmo has staked its claim as a verb, which says something about its ubiquity. Masterpass and Zelle? Not so much.

Mobile Payments Today: February's best reads

Mobile Payments Today: February's best reads

It's time for a look back at last month's most-read articles on Mobile Payments Today.

MasterCard taps Oracle to bolster digital payments for consumers and merchants

MasterCard taps Oracle to bolster digital payments for consumers and merchants

The card network said its new partnership with the software company will focus on restaurants, hotels and retail stores.

Visa puts a spotlight on the IoT through competition

Visa puts a spotlight on the IoT through competition

The Everywhere Initiative, which Visa first launched in 2015, lands in Europe for the first time at Mobile World Congress.

How emerging payments technologies are changing the fast food industry

How emerging payments technologies are changing the fast food industry

Careful consideration of the advantages and disadvantages of each available payments option will enable restaurant owners to find the one that best meets the needs and preferences of their diners.

Recent earnings reports show the future for mobile payments

Recent earnings reports show the future for mobile payments

Facebook's mobile-first mentality has become a rallying cry of sorts for other companies, whether they're in the payments industry, or a retailer such as Starbucks.

Mobile Payments Today: December's top reads

Mobile Payments Today: December's top reads

It's time for a look back at December's most-read articles on Mobile Payments Today.

Mobile Payments Today: 2016 in review

Mobile Payments Today: 2016 in review

Was 2016 the year of mobile payments?

The end of payments as we know it

The end of payments as we know it

André Stoorvogel, head of marketing at Rambus Bell ID, provides us with his thoughts on the industry after another Money20/20 conference.

Mobile Payments Today: October's best reads

Mobile Payments Today: October's best reads

It's time for a look back at October's most-read articles on Mobile Payments Today.

Card networks transform into tech companies

Card networks transform into tech companies

Executives from the card networks gathered in Las Vegas this week at the annual Money20/20 conference to discuss their roles as innovators in today's payments industry.

Apple Pay's tenuous role in a cashless society

Apple Pay's tenuous role in a cashless society

Mobile Payments Today Editor Will Hernandez examines Tim Cook's recent comment about a cashless society and mobile payments.

Talking With: Elavon's Guy Harris discusses EMV, mobile payments, security

Talking With: Elavon's Guy Harris discusses EMV, mobile payments, security

If you really want to get an idea of what's going on in the payments industry, it's probably best to speak to a transaction processor because they've dealt with it all, and then some.

Mobile Payments Today: September's best reads

Mobile Payments Today: September's best reads

It's time for a look back at September's most-read articles on Mobile Payments Today.

5 trends shaping mobile payments worldwide in 2016

5 trends shaping mobile payments worldwide in 2016

Michelle Evans, the digital consumer manager for Euromonitor International, shares some findings from the company's latest global research.

EMV in the US: One year later, and it's not pretty

EMV in the US: One year later, and it's not pretty

Andrey Tikhonov, senior director of payment technology of Infinite Peripherals, reviews what the industry has witnessed with this much-discussed transition and what he believes will happen next year.

The great debate: Executives discuss the pro and cons of a cashless society

The great debate: Executives discuss the pro and cons of a cashless society

It wasn't Hillary Clinton vs. Donald Trump, but six payments executives took the stage last week in Chicago at Networld Media Group's Bank Customer Experience Summit to engage in a friendly debate about cash versus electronic payments.

From the source: Millennials share views about Alexa, Apple Pay, Venmo

From the source: Millennials share views about Alexa, Apple Pay, Venmo

A panel at this year's Bank Customer Experience Summit brought together some college students from the University of Chicago to discuss how they view today's financial services.

Mobile Payments Today: August's best reads

Mobile Payments Today: August's best reads

It's time for a look back at August's most-read articles on Mobile Payments Today.

7 reasons why the Bank Customer Experience Summit should be on your fall travel calendar

7 reasons why the Bank Customer Experience Summit should be on your fall travel calendar

If your business is about banking for people, not "consumers," here are several excellent reasons to register immediately for this September summit in Chicago.

My misadventures with Apple Pay

My misadventures with Apple Pay

We'll keep talking about the problems that plague proximity mobile payments until everyone gets it right.

Apple Pay slices the mobile payments market, again

Apple Pay slices the mobile payments market, again

Robert McHugh, the co-founder of Paydunk, examines how Apple's recent announcement further fragments the industry.

Banks get another ally in mobile payments with the new Masterpass

Banks get another ally in mobile payments with the new Masterpass

MasterCard has announced some new features to its digital wallet service, including the ability for banks to add contactless payments to their Android mobile banking apps.

June 5 for 5: Execs discuss the problem of cart abandonment

June 5 for 5: Execs discuss the problem of cart abandonment

It's time for a look back at June's most-read articles on Mobile Payments Today.

Mobile payments: Can they really be invisible?

Mobile payments: Can they really be invisible?

John Shapiro, the director of product management for payments for Intuit, discusses how the proliferation of technology and emergence of connected devices have created an opportunity for companies not previously associated with payments to expand their product offering.

Talking With: Visa digital executive about brand awareness, Pay with Amazon, and the IoT

Talking With: Visa digital executive about brand awareness, Pay with Amazon, and the IoT

Mobile Payments Today sat down with Vish Shastry at the Shoptalk conference to discuss Visa Checkout and where the card network plans to take it in the coming year.

May 5 for 5: Mobile wallets still finding their way

May 5 for 5: Mobile wallets still finding their way

It's time for a look back at May's most-read articles on Mobile Payments Today.

MCX delays nationwide rollout of CurrentC mobile wallet

MCX delays nationwide rollout of CurrentC mobile wallet

Almost four years after its formation, MCX has little to show for its efforts outside a pilot in one Midwest city.

Mobile payments opportunities and obstacles for US vendors

Mobile payments opportunities and obstacles for US vendors

Sergio Chalbaud, the founder of a mobile-focused consumer banking platform called Fintonic, examines some of the issues facing mobile wallet providers in the U.S.

Mobile wallets don't have enough going for them right now

Mobile wallets don't have enough going for them right now

Richard Buckle, founder and CEO of Pyalla Technologies LLC, wrote a blog post about how he believes security concerns and an abundance of options for consumers continue to stifle widespread adoption of mobile payments.

Navigating disruptive innovation in financial services

Navigating disruptive innovation in financial services

Alex Lirtsman, founding partner and chief strategist at Ready Set Rocket, how today's startups are pushing traditional banks to find new ways to stay relevant to the ever-evolving consumer.

March mobile payments 5 for 5: Mobile World Congress in focus

March mobile payments 5 for 5: Mobile World Congress in focus

It's time for a look back at the most-read articles on Mobile Payments Today in March, and what we can learn from them.

Mobile payments, IoT and wearables all the talk at Mobile World Congress

Mobile payments, IoT and wearables all the talk at Mobile World Congress

Mobile World Congress may be over, but the dust is still settling from the biggest mobile event of the year.

February mobile payments 5 for 5: EMV in the spotlight (again)

February mobile payments 5 for 5: EMV in the spotlight (again)

It's time for a look back at the most-read articles on Mobile Payments Today in February, and what we can learn from them.

The problem with PayPal, 'old money' and digital payments

The problem with PayPal, 'old money' and digital payments

Will Hernandez, editor of Mobile Payments Today, had one thing on his mind after he watched PayPal's Super Bowl 50 commercial: hipsters.

Bank Customer Experience Summit slated for September

Bank Customer Experience Summit slated for September

The two-day event caters to bankers who want to transform their FI's culture, technology and environment in order to reach and retain a new generation of retail customers.

Visa pushes mobile payments at Super Bowl 50

Visa pushes mobile payments at Super Bowl 50

The card network has outfitted the big game's venue, Levi's Stadium, with over 500 contactless-enabled point-of-sale terminals and 200 more across other Super Bowl-related venues in San Francisco and Santa Clara.

January mobile payments 5 for 5: New year, different questions

January mobile payments 5 for 5: New year, different questions

It's time for a look back at the most-read articles on Mobile Payments Today in January, and what we can learn from them.

The fintech industrial revolution is upon us

The fintech industrial revolution is upon us

This digitalized revolution is undoubtedly booming and the speed of current breakthroughs has no historical precedent, writes Xendpay Founder and CEO Rajesh Agrawal.

The Internet of Things takes center stage at CES 2016

The Internet of Things takes center stage at CES 2016

Mobile Payments Today was at this year's Consumer Electronics Show. This photo gallery gathers a little bit of what we saw.

Is the time now for mobile payments?

Is the time now for mobile payments?

Mobile Payments Today was at the annual Consumer Electronics Show to moderate a panel about where mobile payments stand with consumers.

Groceries get 'smart' with MasterCard and Samsung

Groceries get 'smart' with MasterCard and Samsung

Groceries by MasterCard is a new app that Samsung will include in its upcoming refrigerator, the 'Family Hub.'

Year in Review: The top mobile payments news, articles and blog posts in 2015

Year in Review: The top mobile payments news, articles and blog posts in 2015

With 2015 in the books, it's time to look back at the top editorial content on Mobile Payments Today in the last 12 months.

The Starbucks mobile model could be difficult for retailers to duplicate

The Starbucks mobile model could be difficult for retailers to duplicate

Mobile Payments Today Editor Will Hernandez discusses the rapidly changing mobile payments market in a blog post.

2015 in review, part I: The Pays, tokenization, IoT

2015 in review, part I: The Pays, tokenization, IoT

Mobile payment took more steps forward this year, but still has a way to go before it reaches its full potential.

November mobile payments 5 for 5: What are the banks doing?

November mobile payments 5 for 5: What are the banks doing?

It's time for a look back at the most-read articles on Mobile Payments Today in November, and what we can learn from them.

Mobile payments bubble to the surface amid EMV growing pains

Mobile payments bubble to the surface amid EMV growing pains

A blog post by Mobile Payments Today Editor Will Hernandez argues that the customer buying experience is going backwards with chip cards.

Discover finds its way into mobile payments

Discover finds its way into mobile payments

Matt Johanson, vice president of Discover Network Operations at Discover Financial Services, sat down with Mobile Payments Today at last month's Money 20/20 conference in Las Vegas to discuss the company's current view on mobile payments.

Webinar: Initiatives, strategies and new approaches for payment transformation

Webinar: Initiatives, strategies and new approaches for payment transformation

As payment services organizations continue to drive some of the biggest changes in global payments, how can companies determine which strategies will work best in the future?

Uneasy alliance: Banks and fintech startups

Uneasy alliance: Banks and fintech startups

Dan Glessner, the chief marketing officer at Quisk, wrote a blog post about how he sees things going down between banks and fintech startups in the future.

Mobile payments set to dominate discussions at Money 20/20

Mobile payments set to dominate discussions at Money 20/20

EMV and bank innovation also should be hot topics next week in Las Vegas, writes Mobile Payments Today Editor Will Hernandez.

Loyalty at the center of Sionic Mobile's proposition

Loyalty at the center of Sionic Mobile's proposition

Mobile Payments Today recently conducted a Q&A with Ronald Herman, the company's founder and CEO, to get his thoughts on the current state of the industry.

September mobile payments 5 for 5: Samsung Pay to rule them all?

September mobile payments 5 for 5: Samsung Pay to rule them all?

It's time for a look back at the most-read articles on Mobile Payments Today in September, and what we can learn from them.

Wearable payments: The next frontier?

Wearable payments: The next frontier?

Companies like Nymi are attempting to take this corner of the industry to another level, but where does the market stand as we roll towards 2016?

Major mobile wallet providers not distinguishing themselves

Major mobile wallet providers not distinguishing themselves

Apple Pay leads the pack in media hype, but it's been difficult to gauge its success, along with other schemes.

No surprise: Gallup finds mobile wallets low priority for consumers

No surprise: Gallup finds mobile wallets low priority for consumers

Just 13 percent of more than 17,000 consumers surveyed have a digital wallet on their smartphone.

Cards and payments: Renew the old, ring in the new

Cards and payments: Renew the old, ring in the new

A new industry survey seeks to understand the priorities, challenges and benefits that payments organizations will encounter as they undertake a "new and renew" transformation in payments.

Fintech 2.0 needed between startups and banks

Fintech 2.0 needed between startups and banks

Dan Glessner, the chief marketing officer at Quisk, wrote a blog post about his recent attendance at the MoneyConf in Belfast.

June mobile payments 5 for 5: Apple, Google, and Microsoft

June mobile payments 5 for 5: Apple, Google, and Microsoft

It's time for a look back at the most-read articles on Mobile Payments Today in June, and what we can learn from them.

Apple Pay gets more 'Wallet'-like with new additions

Apple Pay gets more 'Wallet'-like with new additions

Apple has added private-label and loyalty card support to its mobile payment system. The company also has announced that Apple Pay will launch in the UK next month.

May mobile payments 5 for 5: Authentication, MasterCard Send, social media

May mobile payments 5 for 5: Authentication, MasterCard Send, social media

It's time for a look back at the most-read articles on Mobile Payments Today in May, and what we can learn from them.

With Android Pay's arrival, battlefield lines have been drawn

With Android Pay's arrival, battlefield lines have been drawn

Google is back in the game with another mobile payments product, but how does it stack up against Apple Pay and Samsung Pay? Michelle Evans, senior consumer finance analyst at Euromonitor International, examines where Android Pay stands at this point.

Google gets back into mobile payments with Android Pay

Google gets back into mobile payments with Android Pay

The new system is similar to Apple Pay, but there are some differences in the way Google will present its mobile wallet to consumers.

MasterCard Send debuts as faster alternative to ACH payments

MasterCard Send debuts as faster alternative to ACH payments

The service is being touted as the first of its kind to enable businesses, merchants, governments, nonprofits and issuers to transfer funds to consumers' checking accounts via any U.S. debit card, including non-MasterCard debit cards.

Mobile payments: Innovative, but with security concerns

Mobile payments: Innovative, but with security concerns

A study from Experian and the Ponemon Institute finds pause among payments ecosystem executives about how innovative technology could lead to more data security breaches.

April mobile payments 5 for 5: Facebook Messenger, EMV, HCE

April mobile payments 5 for 5: Facebook Messenger, EMV, HCE

It's time for a look back at the most-read articles on Mobile Payments Today in April to see what we can learn from them.

The merchant's role in mobile fraud

The merchant's role in mobile fraud

In a rush to take advantage of changing consumer shopping preferences, retailers might be inadvertently putting themselves at risk. Fortunately for them, the card networks have a say in the fraud fight.

Working together to deliver faster payments

Working together to deliver faster payments

Matt Wilcox from Fiserv discusses the need for the industry to come together to improve the US payment system.

Canadian government extends code of conduct to mobile payments

Canadian government extends code of conduct to mobile payments

Just before Apple Pay rumors began to circulate, the country's finance minister extended the Code of Conduct for the Credit and Debit Card Industry to mobile payments.

The rise of HCE-based mobile payments

The rise of HCE-based mobile payments

Mobile Payments Today recently conducted a Q&A with a Sequent Software executive to discuss some issues regarding how HCE affects the mobile-payments industry going forward.

US EMV transition could open door to more NFC mobile payments

US EMV transition could open door to more NFC mobile payments

Merchants have until October to make the switch to POS terminals that accept chip cards. Many industry executives expect proximity mobile payments to get a boost since the new terminals also have contactless technology.

Mobile wallets spin their wheels in the mud as consumer adoption stalls

Mobile wallets spin their wheels in the mud as consumer adoption stalls

Mobile Payments Today Editor Will Hernandez shares his thoughts on the current market.

Mobile payments 5 for 5: Dissecting recent acquisitions

Mobile payments 5 for 5: Dissecting recent acquisitions

It's time for a look back at the most-read articles on Mobile Payments Today in March, and what we can learn from them.

Is HCE ready to transform the point of sale?

Is HCE ready to transform the point of sale?

Peri Kadaster, the director of strategy and marketing at Monitise, wrote a blog post about how this technology is expected to take off in 2015 and beyond.

Payments buzz from Mobile World Congress

Payments buzz from Mobile World Congress

Martin Cox, the global head of sales at Bell ID, wrote a blog post about what everyone was talking about at the recent trade show in Barcelona.

Bridging the gap between plastic and mobile payments

Bridging the gap between plastic and mobile payments

The payments industry is trying to figure out the best ways to combine physical cards and the smartphone to create something tangible for consumers.

The consolidation game in the mobile payments market

The consolidation game in the mobile payments market

Rob Stringer, the vice president of marketing and product development for Cortex MCP, shares his thoughts on what we've seen the past couple of weeks in the industry.

It's official: Samsung Pay is real

It's official: Samsung Pay is real

Samsung will use a two-pronged approach to mobile payments: NFC and technology from recently acquired LoopPay.

As mobile wallet market matures, MCX sits on the bench

As mobile wallet market matures, MCX sits on the bench

A panel discussion at the recent All Payments Expo in Las Vegas examined current trends, and analysts believe CurrentC can find a place at the table, if it ever launches.

Samsung acquires LoopPay to help drive mobile wallet plans

Samsung acquires LoopPay to help drive mobile wallet plans

LoopPay's technology works with 90 percent of point-of-sale terminals in the U.S.

Mexican banks adopt mPOS payments technology

Mexican banks adopt mPOS payments technology

The country's government is supporting different initiatives to increase card payments and financial inclusion.

Is there a battle looming in the UK between Apple Pay and Zapp?

Is there a battle looming in the UK between Apple Pay and Zapp?

Both mobile payment schemes are set to debut at about the same time.

Mobile payments 5 for 5: Focus on digital wallets

Mobile payments 5 for 5: Focus on digital wallets

It's time for a look back at the most-read articles on Mobile Payments Today in January, and what we can learn from them.

Cracking the Apple Pay code

Cracking the Apple Pay code

Apple released record-breaking first quarter earnings Tuesday afternoon, but the mobile payments industry still doesn't have concrete transaction numbers for the company's wallet.

Apple killed the mobile wallet? No, not in the least

Apple killed the mobile wallet? No, not in the least

Rob Stringer, the vice president of marketing and product development for Cortex MCP, believes there can and will be many viable secure and exciting wallets on operating systems and hardware stacks that remain open such as Android.

Softcard faces layoffs, but isn't dead

Softcard faces layoffs, but isn't dead

The mobile wallet joint venture between AT&T, Verizon and T-Mobile recently made changes to restructure the organization.

The Kessler Effect and today's crowded payments ecosystem

The Kessler Effect and today's crowded payments ecosystem

Dan Kramer, the senior vice president of marketing and merchant services for SHAZAM, wrote about how new entrants in the marketplace can be successful.

2014 in review, part II: Security, bitcoin, carrier billing, and mPOS

2014 in review, part II: Security, bitcoin, carrier billing, and mPOS

Data breaches were a hot-button topic in 2014, maybe even more so than Apple Pay.

2014 in review, part I: Apple Pay, MCX, the UK, and beacons

2014 in review, part I: Apple Pay, MCX, the UK, and beacons

Mobile payments took a large leap forward in the last 12 months, but there's still a lot this industry can strive to accomplish.

Restaurants and the mobile revolution

Restaurants and the mobile revolution

Five payments executives discuss how this sector is changing the way it interacts with consumers through technology.

MCX defends business model, talks email hack

MCX defends business model, talks email hack

CEO Dekkers Davidson said retail partners makes their own choices about aligning with the consortium and accepting other forms of payment.

When Apple Pay met MCX

When Apple Pay met MCX

Ed Busby, the former chief commerce office at Isis (now Softcard), believes both emerging mobile wallets need to work together to ensure success.

Five trends in mobile payments worldwide in 2014

Five trends in mobile payments worldwide in 2014

Michelle Evans, senior consumer finance analyst at Euromonitor International, examines the key areas in the market as the year enters the final quarter.

5 for 5: Apple rules the roost

5 for 5: Apple rules the roost

It's time for a look back at the most-read articles on Mobile Payments Today in September, and what we can learn from them.

LevelUp's Passbook integration goes live with Capital Teas

LevelUp's Passbook integration goes live with Capital Teas

Apple's mobile wallet gives merchant-branded prepaid cards a chance to compete with the card networks in the same space.

Paydiant's large role in mobile payments

Paydiant's large role in mobile payments

The company's CEO recently spoke with Mobile Payments Today about his work with the Merchant Customer Exchange, Subway and what the future holds for this industry.

Mobile payments looks for signs of life as the industry moves on

Mobile payments looks for signs of life as the industry moves on

Ed Busby, the former chief commerce office at Isis (now Softcard), examines what the industry might expect to happen in the next year as Apple Pay emerges.

MNOs face some uncertainty with mobile wallets

MNOs face some uncertainty with mobile wallets

U.K. joint-venture Weve changes direction on its plans as Apple Pay (and HCE) alter the payments value chain.

The mobile commerce revolution: Are you prepared?

The mobile commerce revolution: Are you prepared?

Steve Gurley, CEO and Chief Consultant for Pyrim Technologies, offers 10 questions to help one determine their level of understanding and preparedness for the coming mobile storm.

Apple Pay: Is it enough?

Apple Pay: Is it enough?

Rick Oglesby, senior research analyst for Double Diamond Payments Research, examines what Apple's recent announcement means for mobile payments.

Softcard seeks an Apple hand

Softcard seeks an Apple hand

Mobile Payments Today Editor Will Hernandez examines some challenges potentially facing the mobile wallet on Apple's new iPhone 6.

Apple Pay explodes onto the scene

Apple Pay explodes onto the scene

Apple intros mobile wallet capabilities that combine NFC, Passbook and Touch ID. Company has support from banks, major card issuers and retailers.

Gemalto wants to connect the world

Gemalto wants to connect the world

Digital security company releases new service to bring industry stakeholders together for NFC-enabled mobile payments.

Why the FTC thinks mobile payments are more secure than magstripe

Why the FTC thinks mobile payments are more secure than magstripe

The Federal Trade Commission weighs in on the mobile vs. magstripe debate. (From a keynote address by Malini Mithal of the FTC at the ATM & Mobile Executive Summit) 

HCE: We're not in Kansas anymore

HCE: We're not in Kansas anymore

A mobile payments analyst offers perspective on the meaning and approach of the latest HCE news from Visa and MasterCard.

MWC14: MasterCard picks up m-wallet developer C-SAM, partners with German telcos

MWC14: MasterCard picks up m-wallet developer C-SAM, partners with German telcos

MasterCard announces acquisition, partnership and plans for 2014 at this year's Mobile World Congress in Barcelona.

Litigation that may redefine mobile vs. plastic

Litigation that may redefine mobile vs. plastic

Private litigation in New York pitting a group of merchants against Visa, MasterCard and a number of large banks could stifle innovation in the mobile space. (From a panel at the ATM & Mobile Executive Summit.)

The new card

The new card

George Wallner, payments pioneer and founder of Hypercom, describes the promise of the "new card" in an interactive environment. (From the ATM & Mobile Executive Summit.)

'They're strangers to the idea of the physical card'

'They're strangers to the idea of the physical card'

Today's younger generation is being trained to be tomorrow's mobile payment users, says George Wallner, CTO of Loop. "If they can't do something on their phone, they're irritated." (From a keynote at the ATM & Mobile Executive Summit.)

My 3-month experiment paying for everything by phone

My 3-month experiment paying for everything by phone

George Wallner says people were wowed when he whipped out his phone instead of a card, but are "cool" and "convenient" enough to establish a new mode of payment? "The real value is an entirely new environment is being created," George concludes. (At the ATM & Mobile Executive Summit.)

PIN debit already developed for mobile

PIN debit already developed for mobile

George Wallner describes the simple one-step PIN solution already developed by the mobile industry. (From the ATM & Mobile Executive Summit.)

Sometimes, cash still matters

Sometimes, cash still matters

An American abroad describes her EMV (mis)adventures.

How secure are cards on mobile phones?

How secure are cards on mobile phones?

"Attacking a phone — especially if it has a piece of hardware to securely store the card data — is not a very rewarding process for a hacker." (George Wallner at the ATM & Mobile Executive Summit.)

MasterCard: Why can't government regulatory agencies work together?

MasterCard: Why can't government regulatory agencies work together?

U.S. government agencies must synthesize their payment regulations, says MasterCard. A panel of several agency representatives tries to defend the complex U.S. regulatory system. "Payment innovations can die from a thousand cuts," admits Jeff Marquardt, deputy director of the Federal...

Mobile payments can fight fraud where EMV can't

Mobile payments can fight fraud where EMV can't

EMV deployment is a flawed approach and a fatal distraction to both issuers and consumers.

Mobile payments helping ease interchange

Mobile payments helping ease interchange

The growth of alternative payments gives merchants new options, which should lower fees over time.

The top 10 mobile payments stories from 2013

The top 10 mobile payments stories from 2013

NFC was top of mind for readers, but what else struck their fancy? Here's a look at the most-read stories from last year.

Will cards be replaced by mobile?

Will cards be replaced by mobile?

Dave Willis of Navy Federal Credit Union defends his position on the card/mobile/cash consumer debate. "It's not just the Millennials," he adds, referring to the demographic increase in mobile usage. "It's all of us." (From a panel at the ATM & Mobile Executive Summit.)

Death of cards, increasing regulation to drive ATM/mobile trend

Death of cards, increasing regulation to drive ATM/mobile trend

Peter Shortall of MasterCard Advisors makes an unusual prediction on the fate of plastic and how it will play into the convergence of mobile phones and ATMs. (From the ATM & Mobile Executive Summit.)

It's time for banks to wake up to mPOS

It's time for banks to wake up to mPOS

Mobey Forum: As mPOS technology disrupts the Four Party Model, FIs must get in the game now.

When a telco turns to banking

When a telco turns to banking

Rogers Communications, first Canadian MNO to gain banking license, looks to disrupt an entire industry.

EMV migration creating business opportunities

EMV migration creating business opportunities

Changing U.S. landscape has companies on the march.

Will Isis NFC bet force merchants' hands? (Analysis)

Will Isis NFC bet force merchants' hands? (Analysis)

Recent Chase, AMX announcements suggest digital wallet provider expects issuers and cardholders to drive U.S. adoption.

Rêv sees opportunities in mobile-enabled prepaid travel cards

Rêv sees opportunities in mobile-enabled prepaid travel cards

Savvy flyers are using smartphones to manage accounts, company president says.

Mobile wallets reshaping payments industry branding

Mobile wallets reshaping payments industry branding

Legacy card brands may become obscured as mobile wallet providers build their own brands, according to Mercator report.

Web.com newest MasterCard digital wallet partner

Web.com newest MasterCard digital wallet partner

Partnership gives 3 million small businesses access to MasterCard's MasterPass digital wallet.

MasterPass makes quick payments at quick service an m-payment priority

MasterPass makes quick payments at quick service an m-payment priority

Burger King's BK Delivers begins accepting MasterCard's MasterPass digital wallet.

Google Wallet kills plans for a plastic card

Google Wallet kills plans for a plastic card

Following the departure of its chief, Google Wallet drops plans to introduce a branded card.

MasterCard's new wallet fee: taxing the competition?

MasterCard's new wallet fee: taxing the competition?

MasterCard has opened a new front in the wallet war — a fee upon mobile wallet operators. The new "staged digital wallet operator annual network access fee" (SDWOANAF? A horrible acronym if ever there was one) is a kind of...

New Samsung Galaxy S4 phone includes NFC, innovative barcode technology

New Samsung Galaxy S4 phone includes NFC, innovative barcode technology

New Samsung smartphone adds a number of features that may spur mobile payment adoption.

The end of one-size-fits-all?

The end of one-size-fits-all?

With MasterPass, MasterCard takes on a supporting role.

Smells like innovation

Smells like innovation

Big news with Chase entering in to a 10 year expanded partnership with Visa to create a ‘differentiated experience’ for its merchants and consumers. I would warn anyone thinking “offers and deals” when they hear “differentiated experience," because I believe...

ShopSavvy, Cap One team up to make showrooming even more attractive

ShopSavvy, Cap One team up to make showrooming even more attractive

Partnership gives cardholders a discount for comparison shopping through the ShopSavvy app.

Visa adds partners to ease mobile payment adoption

Visa adds partners to ease mobile payment adoption

Card brand announces new agreements with Samsung and ROAM at annual Mobile World Congress.

MasterCard's digital wallet strategy takes a big step forward with MasterPass

MasterCard's digital wallet strategy takes a big step forward with MasterPass

With MasterPass, MasterCard wants to be the digital wallet consumers use for every transaction.

MCX takes payments back to the future

When MCX (Merchant Customer Exchange) announced that they were going to launch their own mobile payments platform in 2012, that news reverberated in the American payments market like a shot. Prior mobile payment efforts were impressive thanks to heavyweights like...

Commentary: Empowering women with mobile money, the Indonesia report

Commentary: Empowering women with mobile money, the Indonesia report

Part of a series of reports on Visa's work with the GSMA mWomen Programme and the Bankable Frontier Associates to expand women's acces to financial services worldwide.

Commentary: Empowering women with mobile money, the Kenya report

Commentary: Empowering women with mobile money, the Kenya report

Part of a series of reports on Visa's work with the GSMA mWomen Programme and the Bankable Frontier Associates to expand women's acces to financial services worldwide.

Commentary: Empowering women with mobile money, the Tanzania report

Commentary: Empowering women with mobile money, the Tanzania report

Part of a series of reports on Visa's work with the GSMA mWomen Programme and the Bankable Frontier Associates to expand women's acces to financial services worldwide.

Seven myths about the new credit card fees you have to pay

Seven myths about the new credit card fees you have to pay

What you think you know about the credit card fees is probably wrong.

Google Wallet takes off the training wheels

Google Wallet takes off the training wheels

At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my "Citi MasterCard" online. As other Google Wallet aficionados may recall (Bueller..? Bueller..?), Citi was the lone standout in Google Wallet's journey to the cloud and its race to conformity.

Are mobile payments really about payments?

Are mobile payments really about payments?

Especially in banked markets, where payment card penetration is often above the hundred percent, we have all learned to recognize that mobile payments needs to be more then "mobilizing" payments by changing the form factor from plastic card to a...

The big mobile payment stories of 2012

The big mobile payment stories of 2012

Major developments in 2012 highlight how far the mobile payment market has come. 

Trouble brewing for Google Wallet

Trouble brewing for Google Wallet

How does Google Wallet surmount the growing number of obstacles to adoption?

Visa acquires Fundamo, signs deal with Monitise

Visa acquires Fundamo, signs deal with Monitise

Visa continues to prioritize mobile payments with two new investments.

The people behind the scenes of the Google Wallet announcement

The people behind the scenes of the Google Wallet announcement

There are a lot of people who deserve credit for the Google Wallet announcement.

Will retailers use

Will retailers use "tender steering" to control interchange fees?

A process called “tender steering” is new to most retailers.  It means that a retailer can provide incentives to customers to use a particular type of card to pay.

Contactless mobile payment services coming to the UK

Contactless mobile payment services coming to the UK

Barclaycard, Everything Everywhere will roll out contactless mobile payment using NFC tech later this year.

Mobile solutions big draw at NRF

Mobile solutions big draw at NRF

Mobile commerce vendors were out in force at NRF expo.

Video: Co-founder of Twitter Jack Dorsey develops portable pay system

Video: Co-founder of Twitter Jack Dorsey develops portable pay system

Interview with Jack Dorsey, co-founder of Twitter and founder of portable payment processor Square.

MasterCard offers online bill-payment to prepaid cardholders

MasterCard offers online bill-payment to prepaid cardholders

MasterCard Worldwide offers the new service with the intention of keeping cardholders much longer as customers.

Payment processing trends: What every operator should know

Payment processing trends: What every operator should know

As credit and debit card use grows, restaurant operators must stay vigilant in the protection of consumer data.

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