As U.S. Bank goes live on the clearXchange network, its customers can now send money to and request payment from anyone across the country with an option for those funds to be available in real time, according to a press release. The new service requires only an email address or mobile phone number and can be done easily online or on a mobile device.

"U.S. Bank is a pioneer in its mission to provide customers a safe and easy way to send money to another person anywhere in the country," said Gareth Gaston, executive vice president of omnichannel banking at U.S. Bank. "U.S. Bank has invested heavily in clearXchange and parent company, Early Warning, because we believe person-to-person payments in real-time is the future of fast, secure payments. The service saves customers time when paying another person, and has the security of online or mobile banking. With the click of a mouse or the tap of a screen, U.S. Bank customers can quickly split a dinner tab with friends, or send cash as a birthday gift to their kids in another city."

U.S. Bank is one of five banks that own the clearXchange network. The others are Bank of America, Captial One, JPMorgan and Wells Fargo. 

The real-time feature is available through U.S. Bank Send Money. Any customer who is enrolled in U.S. Bank online banking is eligible to use the service.