Within the past year, 1 in 3 Americans deposited a check using a mobile device, according to new research by the American Bankers Association. Of those who said they used mobile deposit, 62 percent reported using it at least once a month.

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Survey participants reported their use of mobile RDC as follows:

• less than once a month, 38 percent;
• once a month, 26 percent;
• twice a month, 27 percent; and
• three or more times a month, 9 percent.

"Mobile deposit is more sophisticated and user-friendly than ever before, which goes a long way toward explaining its popularity with today's tech-savvy consumers," "With a quick snap, you can deposit your check in the house, at work or on the go." 

Feddis noted that innovations like mobile banking and mobile deposit are driven by consumer preferences.

"Consumers value convenience and banks have responded with digital financial management tools like mobile deposit that make banking quick, easy and secure," said Nessa Feddis, ABA senior vice president and deputy chief counsel for consumer protection and payments. "Banks will continue accommodating diverse customer needs and preferences through multiple convenient channels, with a special emphasis on expanding and enhancing their digital services."

The survey of 1,000 U.S. adults was conducted for ABA by Ipsos Public Affairs, an independent market research firm, August 8–10.