Oberthur powers Polish bank's new HCE-enabled mobile app
Oberthur Technologies, a digital security company for the mobility space, this week announced its selection by Poland-based Getin Bank to introduce mobile proximity payments relying on HCE (Host Card Emulation).
Relying on Obethur’s solution, Getin Bank performed a first transaction compliant with Visa specifications for HCE at the end of December 2014. With this service, Getin is the first bank in Poland to propose a mobile payment program using HCE. The solution provided by Obethur will be available to all Getin Bank customers at the end of the first quarter of 2015, according to a press release.
Customers need to install the Getin Bank HCE mobile wallet and register their Visa mobile card in it. To make a transaction, they will log in to Getin Bank’s application and tap their mobile phone on a contactless payment terminal. Transactions up to 50 PLN (12€) will not require confirmation with a PIN. The application will also enable them to check the history of performed transactions and manage their payment cards.
“Proximity payments are gaining momentum in Poland, that’s why we constantly work on the development of this kind of service," said Pawel Wawiernia, director of payment cards and alternative payments department at Getin Noble Bank. "Visa cloud-based payment and HCE are currently the most advanced technologies that are available on the market of mobile payments. Thanks to the cooperation with Obethur, our customers will soon be able to enjoy this innovative, secure and convenient service."