OP Financial Group's Pivo Wallet Oy and Nets are joining forces to pilot mobile payments in Finland, according to a press release.

The two companies have signed a letter of intent to make Pivo available for Finnish Nets merchants, both in-store and online. Pivo users will also have access to a new e-receipt functionality within the app.

Following the agreement between Nets and Pivo Wallet Oy, Pivo payments will be available soon at selected bricks-and-mortar shops that use Nets terminals and in online stores at a later date. Through the partnership with Nets, in-store payments will be available for all handsets, including Apple devices, using next-generation mobile acceptance technology.

The in-store product that Pivo and Nets will pilot builds on the familiar contactless card user experience and further enhances it by enabling consumers to tap and confirm payments on their phones, according to the press release. Technology from Nets subsidiary Storebox takes the experience even further by bringing e-receipts to Pivo. The user will have the receipt available on their phone instantly, once the payment is concluded.