Ingenico Group today announced that its mobile point-of-sale division, Ingenico Mobile Solutions, has launched a developer-friendly mPOS EMV SDK that enables ISVs and developers to more easily integrate EMV payment acceptance within their applications, while avoiding the complexities, costs, and time associated with EMV certification. 

Ingenic said in a press release that the SDK's semi-integrated approach handles all the payment logic and enables ISVs and developers to bypass the EMV certification process and reduce their PCI scope. This enables ISVs and developers to focus on their core competency —  building mobile applications — rather than trying to keep pace with the latest payment standards, certifications and compliance requirements, according to the announcement.

It provides ISVs and developers access to:

• A developer friendly toolkit, including iOS and Android libraries, SDK documentation, sample code, and test applications;
• A wide range of EMV-ready card readers, with support for chip-and-signature, chip-and-PIN, NFC, and magstripe in a variety of form factors;
• An EMV gateway, with connections to all major processors in the U.S., thus offering ISVs and their customers the flexibility to use the processor of their choice; and
• A future-proof product, offering the ability to easily upgrade to new Ingenico Mobile Solutions readers as they emerge or support additional processors without having to re-certify.

"APIs and SDKs are taking hold in financial services as a way to accelerate innovation," said David Szczepanski, COO at Ingenico Mobile Solutions. "Whether or not they have payment experience, ISVs and developers building mobile applications don't want to focus on EMV payment acceptance. It's complicated, time-consuming and risky. Ingenico Group is removing all of that complexity with our SDK, greatly simplifying the process and enabling ISVs to get to market quickly with the solutions that their customers need."