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InComm launches platform for mobile wallet providers

Prepaid product and transaction services company InComm has announced the launch of InComm Mobile Platform for mobile wallet providers and merchants. According to the company, IMP integrates with multiple platforms to provide a full breadth of capabilities required to process mobile payments made using prepaid cards at the retail POS. The platform also enables InComm to develop and host mobile applications for merchants and partners. Canadian communications and media company Rogers is the first company to leverage IMP for development of the recently launched suretap wallet, according to the announcement.

IMP supports consumer payments based on Near Field Communication at the retail POS and account top-up through traditional credit and debit cards. InComm said it has created a Service Provider Trusted Services Manager solution, allowing prepaid card information to securely pass from the issuing platform and then be provisioned on mobile devices.

The InComm Mobile Platform acts as the hub for all inbound and outbound messaging requests related to the prepaid products in a mobile wallet. This includes integrations to InComm’s internal systems and more than seven partner systems for switching and processing a wide array of transactions, including card provisioning, card reloads, buying and sending digital cards, and many other traditional consumer functions. The platform provides a wide array of reporting services for billing, reconciliation and customer analytics, and because it was built with a highly configurable use case orchestration system and business rules engine, it can easily adapt to changing market demands, the company said.

The Rogers Prepaid MasterCard is available to Rogers consumers using the suretap wallet on select Android and BlackBerry 10 smartphones that include NFC capabilities. The card is issued through the suretap wallet and can be activated within minutes. The prepaid card is reloadable at the consumer's convenience and can be used for purchases at retailers across Canada that accept contactless payments.