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Discover comes to Apple Pay

When Apple first announced Apple Pay last fall, Discover was the only card brand that did not have an agreement to be included in the new mobile-payment system.

Discover has finally found a home on Apple Pay. The card network announced Monday it reached an agreement with Apple to enable its members to load their cards into Passbook to make in-store contactless mobile payments and in-app purchases starting this fall.

When Apple first announced Apple Pay last fall, Discover was the only card brand that did not have an agreement to be included in the new mobile-payment system. That led to some questions from industry observers about Discover's intentions with mobile payments.

"As the mobile payments landscape matures, Discover remains committed to giving cardmembers secure options for using their cards and mobile devices," said Diane Offereins, Discover's president of payment services. "Discover's focus on simplicity and value for our cardmembers aligns well with the way Apple Pay makes purchases easy and convenient."

As part of the agreement, Discover Network will enable eligible financial institutions, including Discover Debit issuers, to let their cardholders use Apple Pay.

Discover said in a statement credit cardmembers will still receive all of their current benefits, including Cashback Bonus and the new Freeze It security tool that allows them to stop any new purchases, cash advances and balance transfers when they temporarily misplace their cards.