Through an agreement with the Allpoint Network, T-Mobile customers who use their carrier's Mobile Money app and prepaid card will now have surcharge-free access to more than 43,000 Allpoint-branded ATMs across the United States.

The Mobile Money program unites a money management app, a T-Mobile Visa prepaid card and the Allpoint surcharge-free ATM network on a single mobile device to provide customers many of the features of a checking account.

With Mobile Money, registered T-Mobile wireless customers pay nothing when they use their T-Mobile Visa Prepaid Card to withdraw cash at an in-network Allpoint ATM.

"When T-Mobile began developing the Mobile Money program, a key goal was to use the smartphone to help consumers both manage their money and keep more of it in their pocket," said Taylor Collyer, senior director of marketing at T-Mobile. "The Allpoint Network helps us accomplish that mission with 43,000 surcharge-free ATMs found in many of America's most popular retailers, made even more convenient by a free, easy-to-use Allpoint ATM locator within the Mobile Money app."

According to Bill Knoll, executive VP at Allpoint parent company Cardtronics Inc.,"Easy access to cash, preferably without the surcharge imposed by the ATM owner, is at the heart of the most successful general-purpose prepaid card programs. With having access to Allpoint, the T-Mobile Visa Prepaid Card is a core component of Mobile Money by T-Mobile."

Eligible cardholders looking for the nearest surcharge-free Allpoint ATM can use the Allpoint Network ATM locator, available online and as a free app for their smartphones.