Creditcall, an omnichannel payment gateway and EMV kernel provider, has added TSYS and Heartland to its roster of U.S. processors that have certified the company for EMV transactions.

According to a press release, the company's other EMV certifications include First Data, Chase Paymentech and Elavon for ChipDNA.

"Implementing EMV is a complex and challenging process but it doesn't stop there," said Jeremy Gumbley, CTO at Creditcall. "Besides certification, developers need to be aware of additional factors which can stall their integration, such as boarding complexities, the management of deployed PIN pads and debit PIN complexities."

"Many developers, ISVs and VARs are happy to see that their existing payment gateway is 'EMV certified,'" said Creditcall CEO Lars Pedersen. "Unfortunately, much of the information pertaining to EMV certifications is misleading. "It is important to note that payment gateways cannot be EMV certified. What is certified are the terminals/devices tied to a specific processor. When evaluating potential EMV certification solutions, software developers should dig into specifics such as exact device and processor combinations that are certified."

Creditcall said that its ChipDNA software development kit offers the highest level of cardholder data protection with the combination of EMV, point to point encryption and tokenization. ChipDNA is can be integrated into Windows and Linux environments as well as to iOS- and Android-based mPOS payment solutions.

It includes a comprehensive reporting and management tool, remote key injection capability and a terminal management system to keep PIN pads remotely up to date, wherever they are located, the release said.