NCR launched its NCR WinEPTS payment product, that has been developed specifically for retailers and restaurants in Europe, at the EuroCIS 2018 show.

The product is an entirely hardware-independent, cloud-based solution that is omnichannel and omni-commerce ready, according to a press release. NCR WinEPTS can easily be integrated with instant payments products of European banks, according to the release.

NCR WinEPTS runs on a wide range of hardware platforms and operating systems and the EMV kernel is one of the few in the world that received the EMV Contactless Level 2 certification allowing transactions including Apple Pay, Google Pay, Samsung Pay and other NFC-based digital wallets.

In addition to any card, mobile or online payments, it can handle third-party voucher payments as well as food vouchers and can create tax-free vouchers for eligible foreign customers.

"Payments are an important part of a customer journey, but while new payment methods increase choice and options for consumers, they bring increased complexity and cost to retailers," Tom Chittenden, vice president and general manager of retail solutions at NCR, said in the release. "WinEPTS is a multi-merchant, multi-store, multi-acquirer, multi-channel payment solution that enables retailers to offer their customers more choice in payment options with a flexible and cost effective cloud based solution."