Tim Spenny Tim is a Vice President of Financial Services Consulting at GfK Research focused primarily on Cards and Payments.
Tim Spenny, from GfK Research, believes consumers will gravitate towards Kohl's Pay and make it a success.
Tim Spenny, from GfK Research, wrote about how the security of mobile phones is relevant to the mobile payments industry.
A number of different factors could help Android Pay pull ahead in 2016, according to Tim Spenny, the vice president of financial services consulting at GfK Custom Research, North America.
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