• The most debilitating part of Durbin for FIs

    One factor in the whole Durbin/Leon debacle has thrown the financial services community into disarray, rendering budgeting and planning next to impossible. (Casey Merolla of First Annapolis at the …
  • How banks responded to the Durbin Amendment

    Casey Merolla, senior manager of First Annapolis Consulting, analyzes the responses of various financial institutions to Durbin. (From the ATM & Mobile Executive Summit.) …
  • Judge Leon's Durbin ruling mistakes

    Casey Merolla of First Annapolis Consulting explains how the judge's ruling is in conflict with many network agreements signed as a result of Durbin. Leon also erred in his calculation of …
  • Likely outcomes of Judge Leon's ruling

    The possibilities span the spectrum of destructive impact on financial institutions. In describing the potential outcomes, Casey Merolla of First Annapolis says, "It changes everything." (…
  • Strategic options for issuers in a Durbin world

    Issuing banks have several strategies for mitigating the Durbin rules, including product innovation, re-pricing and cost reduction. (From the ATM & Mobile Executive Summit.) …
  • Follow us on Twitter
  • Follow us on Linked In
  • Follow us on Facebook
  • Follow us on Google+
  • Follow site updates with RSS
  • Subscribe to our newsletter
  • My 3-month experiment paying for everything by phone

    George Wallner says people were wowed when he whipped out his phone instead of a card, but are "cool" and "convenient" enough to establish a new mode of payment? "The real …
  • PIN debit already developed for mobile

    George Wallner describes the simple one-step PIN solution already developed by the mobile industry. (From the ATM & Mobile Executive Summit.) …
  • Will MCX eclipse branded payment networks?

    A major issue clogging the road of payment evolution toward MCX is where account holders' value is stored. Another issue is the MasterCard/Visa duopoly that excludes competition. (From the ATM &…
  • The threats Walmart sees in MCX

    Reed Luhtanen, director of payments policy for Walmart, describes the pitfalls facing adoption of the new MCX standards. (From a panel at the ATM & Mobile Executive Summit.) …
  • Will MCX benefit small merchants?

    A question is asked about whether the closed nature of MCX runs contrary to the National Restaurant Association's open philosophy. "A lot of the principles we're looking for exist with …
  • The main reason NFC hasn't caught on

    Too many technologies (including NFC) ignore a necessary step toward merchant acceptance. "Users of NFC will be disappointed for many years to come," says George Wallner, CTO of Loop and …
  • A bigger issue than payment security

    "It's not true that security is paramount," says George Wallner, CTO of Loop. (From the ATM & Mobile Executive Summit.) …
  • The unavoidable problem for mobile payments at retail

    This one issue causes enough retailer resistance to potentially keep mobile from gaining wide acceptance at the point of sale. (From George Wallner's keynote at the ATM & Mobile Executive …
  • How mobile payments will evolve

    George Wallner says, "There's not anything wrong with [today's] technology, it's just not supported." (From the ATM & Mobile Executive Summit.) …
  • How secure are cards on mobile phones?

    "Attacking a phone — especially if it has a piece of hardware to securely store the card data — is not a very rewarding process for a hacker." (George Wallner at the ATM & …
Showing (22 - 42) of 172