2014 in review, part II: Security, bitcoin, carrier billing, and mPOS

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Data breaches were a hot-button topic in 2014, maybe even more so than Apple Pay.

FEATURES


Payfone to work with major banks on mobile banking authentication

The company's new service relies on the same security standards mobile network operators use to identify their customers.

Apple Pay's missing one thing retailers crave: Data

The mobile payments system diminishes the ability to track shopper behavior. This is among the reasons why some major retailers are not accepting it, writes the President and CEO of LoyaltyOne Inc. Bryan Pearson.

Webinar explores 5 mistakes retailers make with mobile

Presentation examines the checkout process, speed, security concerns and more.

5 for 5: MCX grabs unwanted attention

It's time for a look back at the most-read articles on Mobile Payments Today in October, and what we can learn from them.

Mobile wallets: It’s a matter of trust

Ed Busby, founder of Hudson Mobile Advisory, examines how recent data breaches have an affect on how consumers view mobile payments.

Former Google Wallet exec on Poynt with new venture

EMV migration in the U.S. has opened the door for a new entrant into the point-of-sale terminal industry.

Restaurants and the mobile revolution

Five payments executives discuss how this sector is changing the way it interacts with consumers through technology.

Virtual currencies are very much a global reality

Mark Ranta from ACI Worldwide believes bitcoin and its alternatives are here to stay, but how can they be regulated?

When Apple Pay met MCX

Ed Busby, the former chief commerce office at Isis (now Softcard), believes both emerging mobile wallets need to work together to ensure success.

Apple Pay: A short-term wallet plan for 500 banks?

Costs associated with the Apple partnership might accelerate financial institutions' plans to release their own wallets, maybe with some help from merchants.

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NEWS


ShopKeep giving away free readers for Apple Pay and EMV acceptance

The device, powered by Ingenico Mobile Solutions, connects to the ShopKeep register app via Bluetooth.

First Data and Verifone partner to fight consumer payment data theft

First Data will offer Verifone's Secure Commerce Architecture (SCA) to provide safer, streamlined transactions and expedite EMV integration in the United States.

Bluefin finds distribution partner for encryption product

Priority Payment Systems to provide Bluefin's PCI-validated point-to-point encryption product to its merchant clients.

SIMalliance updates OMAPI specification

Requirement specifies how mobile applications may access different SEs, including the UICC and embedded SEs, within a mobile device

AndroidPay could be a thing in China next year

China UnionPay reportedly working on a system like Apple Pay that combines fingerprint authentication and NFC.

KPMG says payment security issues will impact holiday shopping

More than half of consumers are either unsure or not confident at all in the security of their personal information when shopping both in-store and online.

US smartphone owners want to use Apple Pay and Google Wallet

Survey found some 30 percent of respondents want to use the mobile wallets but are unsure where they're accepted.

GSMA spills details about Mobile World Congress Shanghai

Conference will focus on how mobile technology is revolutionizing and enhancing every aspect of individuals' lives.

Mobey Forum examines bank attitudes on HCE

Seventy percent of respondents to a survey said they are keen to outsource mobile product development to third parties.

Venmo adds new features to mobile app

Company updates app to provide extra layer of security for iPhone users.

Trade association set to host mobile payments session in DC

The Merchants Payments Coalition wants to educate Congress members and their staffs about upcoming innovations in payments.

Square begins pre-orders for EMV products

Company will release a standalone chip card reader for $29 and a Square Stand accessory for $39.

Infobip touts data protection certification

Company used recent investments to enhance its security efforts.

Amex intros tokenization, HCE services

The token service is available in the US, and international rollout is expected to begin in 2015. HCE specifications are available today globally.

ROAM updates mPOS application

The new version of its application features a completely redesigned user interface and claims it is the first and only native tablet application for both iOS and Android that supports all mobile payment transaction types and all acceptance methods.

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This research center deals with perhaps the most sensitive topic in the mobile payments industry – security. We cover fraud prevention for your business, privacy issues, regulation, malware, hacking, shortcodes, privacy, lost or stolen phones, and EMV.