Kaching's app is secured by a PIN.

The Commbank Kaching app provides a full set of mobile banking tools .

A full range of payment methods, including peer-to-peer payments to Facebook friends and address book contacts, either through an email address or mobile phone number, are available through Commbank Kaching.

The bill pay functionality gives users the ability to pay bills using the BPAY network.

Using an NFC-chip embedded in an iCase phone case, the Commbank Kaching tool also gives users access to a contactless mobile wallet.