Cimbal

Cimbal is an entirely software driven, mobile payment and promotion network for free credit card acceptance and virtual loyalty cards.

Cimbal is an entirely software driven, mobile payment and promotion network, uniquely offering consumers a consistent user interface for in store, online and person-to-person payment. Think Square, but with out the dongle. Think Isis, but without the need for NFC chips. Think PayPal, but you can use it in store, online and P2P. Its free for consumers and merchants pay a small transaction fee that is a fraction of current interchange rates. And the kicker - Cimbal codes can be presented across a variety of mediums to expand the point of sale, including paper bills, billboards, computer screens, card readers, newspapers, magazines and television.