Fiserv Inc. today announced in a press release that U.S. Bank has enhanced its existing person-to-person payment service with an Instant Payment option, as well as the ability to request money and send personalized digital greeting cards along with payments.

These new features are available via U.S. Bank online and mobile banking, giving U.S. Bank customers more ways to send, request or receive money using another person's name and account number, email address or mobile phone number, Fiserv said in a press release. U.S. Bank is the first large bank in the country to offer real-time P2P payments online and through mobile devices using the Popmoney Instant Payments feature.

"Providing our customers with the latest digital banking and payment capabilities is a priority for U.S. Bank," Brendan Devine, vice president of money movement at U.S. Bank, said in a statement. "It's not just about the 'wow' factor associated with having the bells and whistles that no one else has, but about U.S. Bank being a trusted resource that our customers turn to first when they want to manage or move their money."

U.S. Bank is enabling the Instant Payment option using the real-time payment service add-on module for the PEP+ solution from Fiserv, which facilitates real-time payments via a direct connection to a bank's core processing platform or DDA accounts. This is one of several ways Fiserv can enable real-time payments leveraging the company's extensive suite of digital money movement solutions, including the Accel payments network, and connections to non-Fiserv networks, Fiserv said in a statement. 

"Designing payment solutions using a 'real-time first' mentality, which assumes that real-time is the ultimate standard of delivery, is a guiding principle in the ongoing Fiserv initiative to make faster payment options available to consumers," Marc West, senior vice president for electronic payments at Fiserv, said in a statement. "The powerful combination of real-time and mobile opens new doors for adoption and use of person-to-person payments, and U.S. Bank is at the forefront of this trend."