The nation's top financial institutions are on target to offer same-day ACH payments starting Sept. 23, according to results of a new survey conducted by NACHA, The Electronic Payments Association.

Ninety-five percent of respondents indicated that they will offer their clients same-day ACH origination services by year-end, according to a press release about the results. The survey identified the two strongest use cases among those offering same-day services: payroll and business-to-business payments, with 100 percent planning to offer same-day payroll payments and 95 percent planning to offer same-day B2B payments, in addition to services for expedited bill pay and person-to-person.

The telephone survey, conducted from January to February 2016, queried 22 of the top 25 ACH-originating financial institutions, according to the announcement. While financial institutions will be required by NACHA's same-day ACH Rule to receive same-day ACH payments beginning Sept. 23, originating ACH payments — including same-day payments — is optional for originating financial institutions and their clients.

NACHA conducted the survey to better understand financial institutions’ intentions for originating same-day ACH payments this year.

"Financial institutions see the value in providing new, faster payment options to their customers with certainty and surety, and same-day ACH allows them to do that in 2016," said Janet O. Estep, president and CEO of NACHA. "These findings support our earlier research that same-day ACH volume will come from use cases like payroll and B2B payments."