XRomb Inc., a mobile and Web commerce security company, this week announced that the U.S. Patent Office has issued it a patent that covers what it describes as "the most user-friendly way" of loading credit card information into mobile-commerce applications including the rapidly expanding market of mobile wallets, according to a press release.

The patent for invention number 8,763,896 is a system and method patent for loading a transaction card and processing repayment on a mobile device.

"This patent makes claims in connection with our technology that allows easy, secure and scalable adoption of mobile phone payment technologies for banks, merchants and consumers," Valdis Martinsons, chairman and CEO of XRomb, said in a statement. "It demonstrates our ability to deliver on our vision to provide mobile payment systems that offer great user experiences along with best-in-class security."

This patent comes less than a month after XRomb participated as a guest speaker across North America at a leading executive forum on payment security, according to the announcement. 

"Today's mobile-commerce marketplace is growing increasingly competitive with the introduction of new technologies almost daily, and the most successful businesses will be those who leverage their intellectual property to give customers the assurances they are looking for when using this new technology," Martinsons said. "XRomb Inc. has various patents in progress covering the mobile payment ecosystem, and we are anticipating significantly increasing revenues as customers expand their use of mobile payments."