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What you think you know about the credit card fees is probably wrong.
Square launched at Starbucks today, and it is an interesting step forward in the world of mobile commerce – not just for Starbucks, but for other Square retailers. For all of the good and not-so-good features of Square’s new app,...
Based on Apple's press conference on September 12, their strategy can be described as: change customer behavior now, encourage an upgrade later. The Apple wallet is going to be called “Passbook.” It works without an NFC chip, relying instead on...
Are payment companies about to see themselves undermined?
Retailers often ask, “What new POS equipment should I buy?” My answer has been the same for almost 4 years: “Nothing, yet.” My logic is this: The upcoming liability shift occurs in October 2015 for merchants that have not deployed...
When VeriFone speaks, they often reveal the next advances in Mobile Commerce. They spoke clearly at the GSMA conference earlier this month regarding both Near Field Communications (NFC) and Mobile Network Operators (MNOs). In October of 2010 when VeriFone announced...
Published with permission from the author. This post originally appeared on peHUB. The payments industry manages almost $5.5 trillion in the US every year, and about $13 trillion worldwide.
Panelists at the recent Prepaid Expo in Las Vegas provided some insights into where mobile payments is heading.
The combination of security features in Google's mobile payment product is stronger than plastic cards alone.
VeriFone has crystallized its long-term position in a pivotal announcement today about new product determined to put the VeriFone POS devices at the coveted center of payments, loyalty, and mobile commerce industries. As reported by American Banker this morning, VeriFone’s...
A process called “tender steering” is new to most retailers. It means that a retailer can provide incentives to customers to use a particular type of card to pay.
Last week, Bloomberg.com reported that Amazon.com’s “Amazon Payments” unit is working on a mobile solution based on Near Field Communication (NFC). But an analysis of the potential business models and revenues strategy of Amazon all but precludes NFC as the...
How loyalty and convenience will foster mobile payment adoption.
PayPal’s announcement yesterday rolls out micropayments (transactions under $12) for online purchases, and further improves their position for a large stake in the mobile payments arena. But how would they leverage this micropayment capability at a brick-and-mortar store? One possibility is the ‘do-it-yourself’ approach, as shown in the diagram.
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