As per the last count (and I keep track of this stuff) there are 47 misconceptions, misunderstandings, and myths about Apple when it comes to mobile payments. I'm not going to bore you with all 47 …

Capital One Bank has quietly launched Spark Pay, a mobile card acceptance product focused primarily on small merchants. At first glance, the program appears to be similar to systems from Square …

Writing clearly requires more effort than just writing; this becomes more evident the more complicated the subject. The Wall Street Journal provided a good example of that recently with its article …

The Federal Trade Commission recently issued a staff report titled "Paper, Plastic … or Mobile?" The report, which is based on an FTC workshop, highlights key consumer and privacy issues …

MasterCard has opened a new front in the wallet war — a fee upon mobile wallet operators. The new "staged digital wallet operator annual network access fee" (SDWOANAF? A horrible acronym if …

Amazon seems to think that there is a market for virtual coins. The company revealed the possibility of a customer buying apps or in-app purchases with their credit card or virtual coins. Is this …

This post is in response to the recent Bankinter story of NFC payments at the point-of-sale without requiring an SE — and the lack of any real detail around how it plans to achieve that goal. I …

During the last couple of years, we've seen the conversation about mobile commerce shift as efforts from payment networks, mobile network providers and technology firms have been rolled out with …

How many times have you seen a new report about a new method of payment that is going to revolutionize mobile ecommerce? It's faster, it's easier, and it's designed for the mobile device. Now think …

Big news with Chase entering in to a 10 year expanded partnership with Visa to create a 'differentiated experience' for its merchants and consumers. I would warn anyone thinking "offers and deals …

I come to Barcelona for Mobile World Congress every year. I often don't see much of the expo or conference itself, as I stuff my diary with as many meetings as seems reasonable from my cozy office …

When MCX (Merchant Customer Exchange) announced that they were going to launch their own mobile payments platform in 2012, that news reverberated in the American payments market like a shot. Prior …

Many years of observation have revealed that my wife, Linda, is fairly representative of the average consumer when it pertains to the adoption of new technologies. If she likes something, it's fairly …

2012 was a record year in the growth of app store purchases over mobile operator billing. Google Play sales processed via carrier billing by Amdocs for leading NA operators tripled in revenues last …

It's been called a "Surcharge," "Swipe Fee," "Credit Card Fee" "Interchange," or a "Checkout fee." Until today, retailers were not allowed to pass these fees on to their customers. If you heard about …

At midnight yesterday, Google sent me an email on how the new GoogleWallet update will now allow me to store my "Citi MasterCard" online. As other Google Wallet aficionados may recall (Bueller …

Especially in banked markets, where payment card penetration is often above the hundred percent, we have all learned to recognize that mobile payments needs to be more then "mobilizing" payments by …

Recently, I spent an hour chatting with friends of mine who launched a small business about what worked and what didn't. When the topic veered off to card acceptance costs, the reaction was visceral …

Today's open-loop mobile wallet offerings generally concentrate on three things: payments, loyalty and promotions. Most are primarily focused on enabling the smartphone to connect with a merchant's …

I saw an article today about the apparent slow adoption of a very cool technology Citi had incorporated in their C2 card—a Finovate "Best of Show" technology from Dynamics, Inc. that makes …